2026 data Public-data reference. official source

Second Alliance, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Private student loan debt

CFPB collection forwarding receipt

Forwarded record DC-SECOND-ALLIANCE-IN Second Alliance, Inc.

91 DC complaints · rank #624/656 · 98.3% timely

  • DC 91
  • RANK #624/656
  • TIMELY 98.3%
  • RELIEF 1.7%
  • DISPUTE 12.5%
  • STATES 24
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Healthcare Receivables Grou…

Photo peer: Healthcare Receivables Group, Inc. (91)

Healthcare Receivables Group…91AR Resources, Inc. (FL)91American Capital Enterprises…91Second Alliance, Inc. (this)91
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Second Alliance, Inc.'s 91 debt-collection complaints sit next to Healthcare Receivables Group, Inc. (91) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Second Alliance, Inc. →

Debt Collection Complaint Breakdown

I do not know 53
Private student loan debt 17
Other debt 10
Federal student loan debt 5
Non-federal student loan 3
Other (i.e. phone, health club, etc.) 1
Credit card 1
Federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 40
2.False statements or representation 16
3.Incorrect information on your report 15
4.Written notification about debt 15
5.Took or threatened to take negative or legal action 9
6.Communication tactics 7
7.Improper use of your report 7
8.Struggling to repay your loan 2
9.Can't repay my loan 2
10.Problem with a company's investigation into an existing problem 2

Company Responses

Closed with explanation 118
Closed with non-monetary relief 2
Consumers who disputed the response 12.5%

Complaints by Year

Year Complaints
2013 2
2014 2
2015 3
2016 1
2017 1
2018 2
2019 2
2021 1
2022 2
2024 4
2025 66
2026 34

Complaints by State (Top 15)

California 30
Texas 13
Florida 11
Georgia 9
Massachusetts 6
Indiana 5
Illinois 5
South Carolina 4
Ohio 4
Mississippi 4
New York 4
North Carolina 4
Louisiana 3
Arizona 3
Pennsylvania 2

What the CFPB Record Shows for Second Alliance, Inc.

Second Alliance, Inc. sits at #624 of 656 debt collectors in this extract by debt-collection complaint volume (5th percentile), the same ordering shown on /collectors. 91 debt-collection complaints against Second Alliance, Inc. appear in the CFPB record - 75.8% of the 120 complaints filed about this entity. The 24 states and territories represented make this a multi-state operation by complaint volume. "Private student loan debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 98.3%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. 1.7% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 12.5% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Second Alliance, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Second Alliance, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Second Alliance, Inc. have?

Second Alliance, Inc. has 91 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #624 of 656 collectors by that volume.

Does Second Alliance, Inc. respond to CFPB complaints on time?

Second Alliance, Inc.'s timely response rate on CFPB complaints is 98.3%.

What issue do consumers cite most about Second Alliance, Inc.?

The most-cited issue in complaints about Second Alliance, Inc. is "Attempts to collect debt not owed."

How should I read Second Alliance, Inc.'s CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Second Alliance, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.