Servatus Corporation

CFPB Consumer Complaint Profile

167
Total Complaints
23
Last 12 Months
100%
Timely Response
26
States Affected
Servatus Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 50
Credit reporting or other personal consumer reports — Credit reporting 20
Debt collection — Auto debt 18
Debt collection — Credit card debt 16
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 15
Debt collection — Other (i.e. phone, health club, etc.) 12
Debt collection — Credit card 9
Debt collection — Other debt 9
Debt collection — Auto 4
Vehicle loan or lease — Loan 3

Top Issues

1.Attempts to collect debt not owed 27
2.False statements or representation 22
3.Written notification about debt 21
4.Incorrect information on your report 17
5.Took or threatened to take negative or legal action 14
6.Disclosure verification of debt 13
7.Communication tactics 12
8.Improper use of your report 11
9.Cont'd attempts collect debt not owed 11
10.Problem with a company's investigation into an existing problem 4

Complaints by Year

Year Complaints
2013 5
2014 16
2015 12
2016 3
2017 8
2018 5
2019 10
2020 6
2021 25
2022 12
2023 4
2024 28
2025 28
2026 5

Complaints by State (Top 15)

Florida 36
California 30
Texas 27
Georgia 14
Pennsylvania 9
New York 7
Arizona 6
North Carolina 6
Ohio 4
Alabama 3
Illinois 3
Utah 3
Maryland 3
Washington 3
Massachusetts 2

Company Responses

Closed with explanation 135
Closed with non-monetary relief 31
Closed 1

What the CFPB Complaint Record Shows for Servatus Corporation

The CFPB Consumer Complaint Database has logged 167 complaints against Servatus Corporation overall, with 23 of those filed in the trailing 12 months. Reports have come from consumers in 26 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Servatus Corporation's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 43.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 18.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Servatus Corporation have?

Servatus Corporation has 167 total consumer complaints filed with the CFPB, with 23 filed in the last 12 months.

Does Servatus Corporation respond to complaints on time?

Servatus Corporation has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Servatus Corporation?

The most complained-about product for Servatus Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Servatus Corporation?

The most common issue reported by consumers about Servatus Corporation is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Servatus Corporation?

You can file a complaint against Servatus Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Servatus Corporation?

Consumers in 26 states and territories have filed complaints about Servatus Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related