CFPB Consumer Complaint Profile

A&D Mortgage LLC

Behind the 47 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

47
Total complaints
Mid-range
16
Last 12 months
100%
Timely response
Top decile
10
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

A&D Mortgage LLC ranks #1895 of 3,843 financial companies by CFPB complaint volume, with 47 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#1895
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
10
states with complaints
A
PlainCredit Trust Score
85/100
A&D Mortgage LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate B+ 12.8%
Share of complaints closed with monetary or non-monetary relief

A&D Mortgage LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

A&D Mortgage LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 23
Credit reporting or other personal consumer reports - Credit reporting 11
Mortgage - Other type of mortgage 6
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Mortgage - FHA mortgage 1
Credit card - General-purpose credit card or charge card 1

Top Issues

1.Incorrect information on your report 16
2.Trouble during payment process 11
3.Struggling to pay mortgage 8
4.Closing on a mortgage 5
5.Problem with a company's investigation into an existing problem 4
6.Applying for a mortgage or refinancing an existing mortgage 2
7.Improper use of your report 1

Complaints by Year

Year Complaints
2022 6
2023 10
2024 11
2025 16
2026year in progress 4

Complaints by State (Top 15)

Florida 22
California 6
New York 5
Maryland 3
Georgia 3
Texas 3
Colorado 2
Illinois 1
Puerto Rico 1
Pennsylvania 1

Company Responses

Closed with explanation 41
Closed with non-monetary relief 4
Closed with monetary relief 2

What the CFPB Complaint Record Shows for A&D Mortgage LLC

A&D Mortgage LLC carries 47 complaints in the CFPB's database, 16 of them filed within the past 12 months. Consumers spanning 10 states and territories have weighed in, giving this a geographically concentrated footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, A&D Mortgage LLC posts a 100% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, the consumer-relief closure rate is 12.8%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does A&D Mortgage LLC have?

The CFPB has logged 47 complaints against A&D Mortgage LLC to date, of which 16 came in over the last 12 months.

Does A&D Mortgage LLC respond to complaints on time?

A&D Mortgage LLC has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for A&D Mortgage LLC?

The most complained-about product for A&D Mortgage LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with A&D Mortgage LLC?

The most common issue reported by consumers about A&D Mortgage LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against A&D Mortgage LLC?

You can file a complaint against A&D Mortgage LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about A&D Mortgage LLC?

A&D Mortgage LLC has drawn CFPB complaints from 10 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Source: CFPB Consumer Complaint Database Data through March 2026