CFPB Consumer Complaint Profile

Nationstar Mortgage LLC

What 19,296 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

19,296
Total complaints
0
Last 12 months
99.3%
Timely response
57
States affected

The verdict

Nationstar Mortgage LLC ranks #36 of 3,848 financial companies by CFPB complaint volume, with 19,296 complaints on record. It answers 99.3% of complaints on time — above the 93% median for companies with 100+ complaints.

#36
of 3,848 companies by volume
99.3%
answered on time
Mortgage
most-complained product
57
states with complaints
Nationstar Mortgage LLC timely response rate 99.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional fixed mortgage 5,458
Mortgage — Other mortgage 5,015
Mortgage — Conventional adjustable mortgage (ARM) 2,487
Mortgage — FHA mortgage 2,225
Mortgage — Conventional home mortgage 1,814
Mortgage — Reverse mortgage 523
Mortgage — Other type of mortgage 488
Debt collection — Mortgage 316
Mortgage — VA mortgage 309
Mortgage — Home equity loan or line of credit 237

Top Issues

1.Loan modification,collection,foreclosure 7,347
2.Loan servicing, payments, escrow account 6,732
3.Trouble during payment process 1,275
4.Struggling to pay mortgage 1,230
5.Application, originator, mortgage broker 597
6.Settlement process and costs 504
7.Other 384
8.Credit decision / Underwriting 243
9.Incorrect information on your report 186
10.Disclosure verification of debt 121

Complaints by Year

Year Complaints
2011 3
2012 944
2013 3,086
2014 4,114
2015 4,038
2016 3,188
2017 2,449
2018 1,474

Complaints by State (Top 15)

California 3,928
Florida 2,223
New York 1,175
Texas 1,043
Georgia 905
New Jersey 849
Maryland 704
Virginia 604
Illinois 595
Pennsylvania 519
North Carolina 495
Arizona 457
Washington 450
Michigan 443
Ohio 404

Company Responses

Closed with explanation 18,588
Closed 372
Closed with non-monetary relief 173
Closed without relief 122
Closed with monetary relief 36
Closed with relief 5

What the CFPB Complaint Record Shows for Nationstar Mortgage LLC

The CFPB Consumer Complaint Database has logged 19,296 complaints against Nationstar Mortgage LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 57 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Loan modification,collection,foreclosure" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Nationstar Mortgage LLC's timely response rate stands at 99.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 23.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Nationstar Mortgage LLC have?

Nationstar Mortgage LLC has 19,296 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Nationstar Mortgage LLC respond to complaints on time?

Nationstar Mortgage LLC has a 99.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Nationstar Mortgage LLC?

The most complained-about product for Nationstar Mortgage LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Nationstar Mortgage LLC?

The most common issue reported by consumers about Nationstar Mortgage LLC is "Loan modification,collection,foreclosure." All complaint issues are listed above with their counts.

How do I file a complaint against Nationstar Mortgage LLC?

You can file a complaint against Nationstar Mortgage LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Nationstar Mortgage LLC?

Consumers in 57 states and territories have filed complaints about Nationstar Mortgage LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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