CFPB Consumer Complaint Profile

A & E Futures LLC

Behind the 27 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

27
Total complaints
2
Last 12 months
81.5%
Timely response
9
States affected

The verdict

A & E Futures LLC ranks #2476 of 3,848 financial companies by CFPB complaint volume, with 27 complaints on record. It answers 81.5% of complaints on time - below the 93% median for companies with 100+ complaints.

#2476
of 3,848 companies by volume
81.5%
answered on time
Debt collection
most-complained product
9
states with complaints
A & E Futures LLC timely response rate 81.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 8
Debt collection - Medical 4
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Medical debt 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - I do not know 2
Checking or savings account - Other banking product or service 1
Debt collection - Private student loan debt 1
Credit reporting or other personal consumer reports - Credit reporting 1
Credit card or prepaid card - General-purpose credit card or charge card 1

Top Issues

1.False statements or representation 6
2.Attempts to collect debt not owed 4
3.Written notification about debt 4
4.Incorrect information on your report 3
5.Disclosure verification of debt 2
6.Cont'd attempts collect debt not owed 2
7.Took or threatened to take negative or legal action 1
8.Problem caused by your funds being low 1
9.Improper contact or sharing of info 1
10.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2014 3
2015 1
2016 2
2017 6
2018 6
2019 4
2020 1
2021 1
2024 1
2025 2

Complaints by State (Top 15)

Missouri 12
Indiana 4
Florida 3
Arkansas 2
Texas 2
South Carolina 1
North Carolina 1
Georgia 1
Oklahoma 1

Company Responses

Closed with explanation 24
Untimely response 3

What the CFPB Complaint Record Shows for A & E Futures LLC

A & E Futures LLC carries 27 complaints in the CFPB's database, 2 of them filed within the past 12 months. Consumers spanning 9 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "False statements or representation" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

81.5% of CFPB-forwarded complaints against A & E Futures LLC get a reply inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response was formally disputed in 25% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does A & E Futures LLC have?

The CFPB has logged 27 complaints against A & E Futures LLC to date, of which 2 came in over the last 12 months.

Does A & E Futures LLC respond to complaints on time?

A & E Futures LLC's CFPB timely-response rate is 81.5%.

What product generates the most complaints for A & E Futures LLC?

"Debt collection" draws more CFPB complaints against A & E Futures LLC than any other product - see the full breakdown above.

What is the most common complaint issue with A & E Futures LLC?

Consumers most often cite "False statements or representation" when complaining about A & E Futures LLC; the full issue list with counts is above.

How do I file a complaint against A & E Futures LLC?

You can file a complaint against A & E Futures LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about A & E Futures LLC?

A & E Futures LLC has drawn CFPB complaints from 9 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.