CFPB Consumer Complaint Profile

A+ Financial Services, Inc.

Behind the 10 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

10
Total complaints
0
Last 12 months
90%
Timely response
2
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, A+ Financial Services, Inc. sits at #3720, with 10 complaints logged. It answers 90% of complaints on time - below the 93% median for companies with 100+ complaints.

#3720
of 3,848 companies by volume
90%
answered on time
Debt collection
most-complained product
2
states with complaints
A+ Financial Services, Inc. timely response rate 90.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Credit reporting or other personal consumer reports - Credit reporting 1
Debt collection - Payday loan debt 1
Payday loan 1
Payday loan, title loan, or personal loan - Payday loan 1
Money transfer, virtual currency, or money service - Check cashing service 1
Other financial service - Check cashing 1

Top Issues

1.Incorrect information on your report 2
2.Took or threatened to take negative or legal action 1
3.Written notification about debt 1
4.Applied for loan/did not receive money 1
5.Attempts to collect debt not owed 1
6.Problem with a credit reporting company's investigation into an existing problem 1
7.Charged fees or interest you didn't expect 1
8.Fraud or scam 1
9.Excessive fees 1

Complaints by Year

Year Complaints
2014 1
2016 1
2019 2
2020 2
2021 3
2024 1

Complaints by State (Top 15)

Georgia 8
Nevada 1

Company Responses

Closed with explanation 10

What the CFPB Complaint Record Shows for A+ Financial Services, Inc.

The CFPB Consumer Complaint Database has logged 10 complaints against A+ Financial Services, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 2 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

90% of CFPB-forwarded complaints against A+ Financial Services, Inc. get a reply inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response was formally disputed in 50% of resolved cases, indicating how frequently the initial fix fell short. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does A+ Financial Services, Inc. have?

A+ Financial Services, Inc. has 10 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does A+ Financial Services, Inc. respond to complaints on time?

A+ Financial Services, Inc.'s CFPB timely-response rate is 90%.

What product generates the most complaints for A+ Financial Services, Inc.?

"Debt collection" draws more CFPB complaints against A+ Financial Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with A+ Financial Services, Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about A+ Financial Services, Inc.; the full issue list with counts is above.

How do I file a complaint against A+ Financial Services, Inc.?

You can file a complaint against A+ Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about A+ Financial Services, Inc.?

A+ Financial Services, Inc. has drawn CFPB complaints from 2 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.