CFPB Consumer Complaint Profile

Account Control Technology, Inc.

413 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

413
Total complaints
0
Last 12 months
99.5%
Timely response
47
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Account Control Technology, Inc. has accumulated 413 complaints, placing it #561 by volume. Its on-time response rate is 99.5%, ahead of the 93% median among companies with 100+ complaints.

#561
of 3,848 companies by volume
99.5%
answered on time
Debt collection
most-complained product
47
states with complaints
Account Control Technology, Inc. timely response rate 99.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 99
Debt collection - Federal student loan 68
Student loan - Federal student loan servicing 44
Debt collection - Other debt 44
Debt collection - Federal student loan debt 43
Debt collection - Private student loan debt 33
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 22
Debt collection - Non-federal student loan 16
Student loan - Non-federal student loan 13
Debt collection - Other (i.e. phone, health club, etc.) 11

Top Issues

1.Communication tactics 71
2.Attempts to collect debt not owed 60
3.Written notification about debt 43
4.False statements or representation 36
5.Cont'd attempts collect debt not owed 36
6.Dealing with my lender or servicer 31
7.Improper contact or sharing of info 29
8.Disclosure verification of debt 22
9.Dealing with your lender or servicer 21
10.Threatened to contact someone or share information improperly 12

Complaints by Year

Year Complaints
2013 24
2014 46
2015 40
2016 54
2017 79
2018 55
2019 32
2020 20
2021 27
2022 31
2023 4
2024 1

Complaints by State (Top 15)

California 49
Texas 39
Georgia 39
Florida 38
New York 22
Pennsylvania 20
Michigan 17
Illinois 17
Ohio 15
North Carolina 12
Indiana 12
Tennessee 11
Maryland 11
Virginia 10
Arizona 9

Company Responses

Closed with non-monetary relief 218
Closed with explanation 186
Closed 9

What the CFPB Complaint Record Shows for Account Control Technology, Inc.

413 complaints against Account Control Technology, Inc. appear in the CFPB record, including 0 from the trailing year. The 47 states and territories represented put this footprint in nationwide territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Communication tactics," a reasonable starting point for understanding recurring friction.

99.5% of CFPB-forwarded complaints against Account Control Technology, Inc. get a reply inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. In 15.7% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 52.8% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Account Control Technology, Inc. have?

Account Control Technology, Inc. has 413 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Account Control Technology, Inc. respond to complaints on time?

99.5% of the CFPB complaints against Account Control Technology, Inc. get a response within the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Account Control Technology, Inc.?

The most complained-about product for Account Control Technology, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Account Control Technology, Inc.?

The most common issue reported by consumers about Account Control Technology, Inc. is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Account Control Technology, Inc.?

You can file a complaint against Account Control Technology, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Account Control Technology, Inc.?

The CFPB has recorded complaints against Account Control Technology, Inc. from 47 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026