CFPB Consumer Complaint Profile

Accounts Research, Inc.

Consumers have filed 17 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

17
Total complaints
Below average
0
Last 12 months
100%
Timely response
Top decile
2
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Accounts Research, Inc. has accumulated 17 complaints, placing it #3073 by volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#3073
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
2
states with complaints
F
PlainCredit Trust Score
39/100
Accounts Research, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 50.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Accounts Research, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Accounts Research, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical 9
Debt collection - Medical debt 3
Debt collection - Other (i.e. phone, health club, etc.) 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - I do not know 1
Debt collection - Other debt 1

Top Issues

1.Disclosure verification of debt 4
2.Communication tactics 3
3.Cont'd attempts collect debt not owed 2
4.Attempts to collect debt not owed 2
5.Threatened to contact someone or share information improperly 2
6.Improper contact or sharing of info 2
7.Incorrect information on your report 1
8.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2014 3
2015 5
2016 3
2017 5
2018 1

Complaints by State (Top 15)

Tennessee 16
Georgia 1

Company Responses

Closed with explanation 17

What the CFPB Complaint Record Shows for Accounts Research, Inc.

Accounts Research, Inc. carries 17 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 2 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Disclosure verification of debt," a reasonable starting point for understanding recurring friction.

Accounts Research, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 50% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Accounts Research, Inc. have?

17 complaints have been filed against Accounts Research, Inc. with the CFPB overall - 0 of them in the past year.

Does Accounts Research, Inc. respond to complaints on time?

Accounts Research, Inc.'s CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for Accounts Research, Inc.?

"Debt collection" draws more CFPB complaints against Accounts Research, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Accounts Research, Inc.?

Consumers most often cite "Disclosure verification of debt" when complaining about Accounts Research, Inc.; the full issue list with counts is above.

How do I file a complaint against Accounts Research, Inc.?

You can file a complaint against Accounts Research, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Accounts Research, Inc.?

Consumers in 2 states and territories have filed complaints about Accounts Research, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Accounts Research, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026