CFPB Consumer Complaint Profile

Accounts Research, Inc.

Consumers have filed 17 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

17
Total complaints
0
Last 12 months
100%
Timely response
2
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Accounts Research, Inc. has accumulated 17 complaints, placing it #3077 by volume. 100% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#3077
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
2
states with complaints
Accounts Research, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical 9
Debt collection - Medical debt 3
Debt collection - Other (i.e. phone, health club, etc.) 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - I do not know 1
Debt collection - Other debt 1

Top Issues

1.Disclosure verification of debt 4
2.Communication tactics 3
3.Cont'd attempts collect debt not owed 2
4.Attempts to collect debt not owed 2
5.Threatened to contact someone or share information improperly 2
6.Improper contact or sharing of info 2
7.Incorrect information on your report 1
8.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2014 3
2015 5
2016 3
2017 5
2018 1

Complaints by State (Top 15)

Tennessee 16
Georgia 1

Company Responses

Closed with explanation 17

What the CFPB Complaint Record Shows for Accounts Research, Inc.

Accounts Research, Inc. carries 17 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 2 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Disclosure verification of debt," a reasonable starting point for understanding recurring friction.

Accounts Research, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. In 50% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Accounts Research, Inc. have?

17 complaints have been filed against Accounts Research, Inc. with the CFPB overall - 0 of them in the past year.

Does Accounts Research, Inc. respond to complaints on time?

Accounts Research, Inc.'s CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for Accounts Research, Inc.?

"Debt collection" draws more CFPB complaints against Accounts Research, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Accounts Research, Inc.?

Consumers most often cite "Disclosure verification of debt" when complaining about Accounts Research, Inc.; the full issue list with counts is above.

How do I file a complaint against Accounts Research, Inc.?

You can file a complaint against Accounts Research, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Accounts Research, Inc.?

Consumers in 2 states and territories have filed complaints about Accounts Research, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026