CFPB Consumer Complaint Profile

AMCOL Systems, Inc.

Behind the 686 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

686
Total complaints
Above average
44
Last 12 months
86.6%
Timely response
Bottom quartile
36
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, AMCOL Systems, Inc. has accumulated 686 complaints, placing it #424 by volume. It posts a 86.6% on-time response rate, the 14th percentile among companies with 100+ complaints.

#424
of 3,843 companies by volume
86.6%
on time (14th pctile)
Debt collection
most-complained product
36
states with complaints
D
PlainCredit Trust Score
45/100
AMCOL Systems, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 86.6%
Share of complaints answered within the CFPB response window
Dispute Rate D 16.9%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.0%
Share of complaints closed with monetary or non-monetary relief

AMCOL Systems, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

86.6% Among the lowest higher than 14% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 15 in 2024 to 48 in 2025 (2024 → 2025).

See the full year-over-year release diff

AMCOL Systems, Inc. timely response rate 86.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 356
Debt collection - Medical 150
Debt collection - I do not know 85
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 50
Debt collection - Other debt 18
Debt collection - Other (i.e. phone, health club, etc.) 14
Debt collection - Credit card debt 3
Credit reporting 2
Credit reporting or other personal consumer reports - Credit reporting 2
Money transfer, virtual currency, or money service - Debt settlement 1

Top Issues

1.Attempts to collect debt not owed 204
2.Written notification about debt 127
3.Cont'd attempts collect debt not owed 92
4.False statements or representation 58
5.Disclosure verification of debt 48
6.Communication tactics 42
7.Took or threatened to take negative or legal action 35
8.Incorrect information on your report 33
9.Problem with a credit reporting company's investigation into an existing problem 16
10.Improper contact or sharing of info 12

Complaints by Year

Year Complaints
2013 7
2014 27
2015 62
2016 60
2017 126
2018 123
2019 88
2020 47
2021 31
2022 27
2023 20
2024 15
2025 48
2026year in progress 5

Complaints by State (Top 15)

Texas 186
South Carolina 64
North Carolina 63
Michigan 50
Florida 28
Ohio 26
Arizona 25
Oklahoma 19
Virginia 18
California 18
Indiana 15
Missouri 15
Louisiana 14
Georgia 13
Kansas 13

Company Responses

Closed with explanation 616
Untimely response 54
Closed with non-monetary relief 14
Closed 2

What the CFPB Complaint Record Shows for AMCOL Systems, Inc.

AMCOL Systems, Inc. carries 686 complaints in the CFPB's database, 44 of them filed within the past 12 months. Consumers spanning 36 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, AMCOL Systems, Inc. posts a 86.6% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 16.9% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 2% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AMCOL Systems, Inc. have?

The CFPB has logged 686 complaints against AMCOL Systems, Inc. to date, of which 44 came in over the last 12 months.

Does AMCOL Systems, Inc. respond to complaints on time?

AMCOL Systems, Inc.'s CFPB timely-response rate is 86.6%.

What product generates the most complaints for AMCOL Systems, Inc.?

Among all products tied to AMCOL Systems, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with AMCOL Systems, Inc.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about AMCOL Systems, Inc.; the full issue list with counts is above.

How do I file a complaint against AMCOL Systems, Inc.?

You can file a complaint against AMCOL Systems, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AMCOL Systems, Inc.?

Consumers in 36 states and territories have filed complaints about AMCOL Systems, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for AMCOL Systems, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (16.9% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026