AMCOL Systems, Inc.

CFPB Consumer Complaint Profile

686
Total Complaints
44
Last 12 Months
86.6%
Timely Response
36
States Affected
AMCOL Systems, Inc. timely response rate 86.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 356
Debt collection — Medical 150
Debt collection — I do not know 85
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 50
Debt collection — Other debt 18
Debt collection — Other (i.e. phone, health club, etc.) 14
Debt collection — Credit card debt 3
Credit reporting 2
Credit reporting or other personal consumer reports — Credit reporting 2
Money transfer, virtual currency, or money service — Debt settlement 1

Top Issues

1.Attempts to collect debt not owed 204
2.Written notification about debt 127
3.Cont'd attempts collect debt not owed 92
4.False statements or representation 58
5.Disclosure verification of debt 48
6.Communication tactics 42
7.Took or threatened to take negative or legal action 35
8.Incorrect information on your report 33
9.Problem with a credit reporting company's investigation into an existing problem 16
10.Improper contact or sharing of info 12

Complaints by Year

Year Complaints
2013 7
2014 27
2015 62
2016 60
2017 126
2018 123
2019 88
2020 47
2021 31
2022 27
2023 20
2024 15
2025 48
2026 5

Complaints by State (Top 15)

Texas 186
South Carolina 64
North Carolina 63
Michigan 50
Florida 28
Ohio 26
Arizona 25
Oklahoma 19
Virginia 18
California 18
Indiana 15
Missouri 15
Louisiana 14
Georgia 13
Kansas 13

Company Responses

Closed with explanation 616
Untimely response 54
Closed with non-monetary relief 14
Closed 2

What the CFPB Complaint Record Shows for AMCOL Systems, Inc.

The CFPB Consumer Complaint Database has logged 686 complaints against AMCOL Systems, Inc. overall, with 44 of those filed in the trailing 12 months. Reports have come from consumers in 36 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

AMCOL Systems, Inc.'s timely response rate stands at 86.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 16.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AMCOL Systems, Inc. have?

AMCOL Systems, Inc. has 686 total consumer complaints filed with the CFPB, with 44 filed in the last 12 months.

Does AMCOL Systems, Inc. respond to complaints on time?

AMCOL Systems, Inc. has a 86.6% timely response rate to CFPB complaints.

What product generates the most complaints for AMCOL Systems, Inc.?

The most complained-about product for AMCOL Systems, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with AMCOL Systems, Inc.?

The most common issue reported by consumers about AMCOL Systems, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against AMCOL Systems, Inc.?

You can file a complaint against AMCOL Systems, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AMCOL Systems, Inc.?

Consumers in 36 states and territories have filed complaints about AMCOL Systems, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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