CFPB Consumer Complaint Profile

Conn's, Inc.

2,593 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

2,593
Total complaints
0
Last 12 months
99.4%
Timely response
39
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Conn's, Inc. sits at #178, with 2,593 complaints logged. 99.4% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#178
of 3,848 companies by volume
99.4%
answered on time
Credit reporting, cr…
most-complained product
39
states with complaints
Conn's, Inc. timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 673
Debt collection - Other debt 542
Credit reporting or other personal consumer reports - Credit reporting 281
Debt collection - I do not know 231
Debt collection - Other (i.e. phone, health club, etc.) 197
Payday loan, title loan, or personal loan - Installment loan 169
Consumer Loan - Installment loan 137
Debt collection - Credit card debt 124
Credit card or prepaid card - Store credit card 45
Debt collection - Credit card 34

Top Issues

1.Incorrect information on your report 554
2.Communication tactics 437
3.Attempts to collect debt not owed 363
4.Improper use of your report 197
5.Problem with a credit reporting company's investigation into an existing problem 175
6.False statements or representation 101
7.Problem with a company's investigation into an existing problem 86
8.Written notification about debt 84
9.Managing the loan or lease 64
10.Took or threatened to take negative or legal action 60

Complaints by Year

Year Complaints
2015 109
2016 229
2017 222
2018 256
2019 233
2020 300
2021 313
2022 225
2023 259
2024 447

Complaints by State (Top 15)

Texas 1,438
North Carolina 166
Arizona 150
Louisiana 150
Tennessee 106
Colorado 81
Oklahoma 73
South Carolina 63
Nevada 60
Florida 57
Georgia 33
Alabama 33
New Mexico 30
Mississippi 28
Virginia 26

Company Responses

Closed with explanation 2,114
Closed with non-monetary relief 471
Closed with monetary relief 8

What the CFPB Complaint Record Shows for Conn's, Inc.

The CFPB Consumer Complaint Database has logged 2,593 complaints against Conn's, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 39 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Credit reporting, credit repair services, or other personal consumer reports," which sits at the top of the product breakdown. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.

99.4% of CFPB-forwarded complaints against Conn's, Inc. get a reply inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. In 17% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Of complaints that were resolved, 18.5% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Conn's, Inc. have?

Conn's, Inc. has 2,593 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Conn's, Inc. respond to complaints on time?

Conn's, Inc.'s CFPB timely-response rate is 99.4%. That is a strong response record by CFPB standards.

What product generates the most complaints for Conn's, Inc.?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Conn's, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Conn's, Inc.?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Conn's, Inc. - see all issues and counts above.

How do I file a complaint against Conn's, Inc.?

You can file a complaint against Conn's, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Conn's, Inc.?

Conn's, Inc. has drawn CFPB complaints from 39 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026