CFPB Consumer Complaint Profile

Americor Funding, LLC

What 190 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

190
Total complaints
Above average
63
Last 12 months
92.6%
Timely response
Bottom quartile
38
States affected

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The verdict

Americor Funding, LLC ranks #968 of 3,843 financial companies by CFPB complaint volume, with 190 complaints on record. On-time replies land at 92.6%, the 23rd percentile for the 100+ complaint peer group.

#968
of 3,843 companies by volume
92.6%
on time (23rd pctile)
Debt or credit manag…
most-complained product
38
states with complaints
D
PlainCredit Trust Score
49/100
Americor Funding, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.6%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C- 2.6%
Share of complaints closed with monetary or non-monetary relief

Americor Funding, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.6% Among the lowest higher than 23% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 29 in 2024 to 67 in 2025 (2024 → 2025).

See the full year-over-year release diff

Americor Funding, LLC timely response rate 92.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt or credit management - Debt settlement 71
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 29
Credit reporting or other personal consumer reports - Credit reporting 17
Money transfer, virtual currency, or money service - Debt settlement 15
Debt collection - Credit card debt 10
Payday loan, title loan, personal loan, or advance loan - Installment loan 9
Payday loan, title loan, or personal loan - Personal line of credit 8
Credit card or prepaid card - General-purpose credit card or charge card 5
Payday loan, title loan, or personal loan - Installment loan 4
Debt collection - I do not know 4

Top Issues

1.Didn't provide services promised 31
2.Confusing or misleading advertising or marketing 21
3.Fraud or scam 19
4.Confusing or missing disclosures 14
5.Incorrect information on your report 12
6.Unauthorized withdrawals or charges 11
7.Problem with customer service 10
8.Improper use of your report 10
9.Attempts to collect debt not owed 6
10.Getting the loan 5

Complaints by Year

Year Complaints
2017 2
2018 5
2019 12
2020 14
2021 7
2022 13
2023 27
2024 29
2025 67
2026year in progress 14

Complaints by State (Top 15)

California 27
Florida 19
New York 19
Texas 11
Michigan 9
Nevada 7
New Jersey 7
Pennsylvania 7
North Carolina 7
Alabama 6
Louisiana 6
Indiana 6
Arizona 6
Virginia 5
Tennessee 5

Company Responses

Closed with explanation 184
Closed with non-monetary relief 3
Closed with monetary relief 2
In progress 1

What the CFPB Complaint Record Shows for Americor Funding, LLC

190 complaints against Americor Funding, LLC appear in the CFPB record, including 63 from the trailing year. The 38 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt or credit management," which sits at the top of the product breakdown. Inside that category, "Didn't provide services promised" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Americor Funding, LLC posts a 92.6% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Among resolved complaints, the consumer-relief closure rate is 2.6%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Americor Funding, LLC have?

Americor Funding, LLC has 190 total consumer complaints filed with the CFPB, with 63 filed in the last 12 months.

Does Americor Funding, LLC respond to complaints on time?

Americor Funding, LLC's CFPB timely-response rate is 92.6%.

What product generates the most complaints for Americor Funding, LLC?

Among all products tied to Americor Funding, LLC, "Debt or credit management" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Americor Funding, LLC?

The most common issue reported by consumers about Americor Funding, LLC is "Didn't provide services promised." All complaint issues are listed above with their counts.

How do I file a complaint against Americor Funding, LLC?

You can file a complaint against Americor Funding, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Americor Funding, LLC?

The CFPB has recorded complaints against Americor Funding, LLC from 38 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Debt or credit management

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026