CFPB Consumer Complaint Profile

AR Resources, Inc. (FL)

104 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

104
Total complaints
0
Last 12 months
100%
Timely response
14
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, AR Resources, Inc. (FL) has accumulated 104 complaints, placing it #1305 by volume. It answers 100% of complaints on time - above the 93% median for companies with 100+ complaints.

#1305
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
14
states with complaints
AR Resources, Inc. (FL) timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 43
Debt collection - Medical 30
Debt collection - I do not know 14
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 12
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Other debt 1
Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 32
2.Cont'd attempts collect debt not owed 18
3.Written notification about debt 16
4.Disclosure verification of debt 12
5.Incorrect information on your report 7
6.Problem with a credit reporting company's investigation into an existing problem 5
7.Communication tactics 4
8.False statements or representation 4
9.Threatened to contact someone or share information improperly 2
10.Credit reporting company's investigation 1

Complaints by Year

Year Complaints
2015 3
2016 29
2017 14
2018 9
2019 11
2020 9
2021 9
2022 19
2023 1

Complaints by State (Top 15)

Florida 57
North Carolina 14
Texas 6
Georgia 5
Pennsylvania 5
New York 4
Virginia 3
Alabama 2
New Jersey 2
Washington 2
California 1
Illinois 1
District of Columbia 1
North Dakota 1

Company Responses

Closed with explanation 102
Closed 2

What the CFPB Complaint Record Shows for AR Resources, Inc. (FL)

The CFPB Consumer Complaint Database has logged 104 complaints against AR Resources, Inc. (FL) overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 14 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

AR Resources, Inc. (FL)'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response was formally disputed in 13.2% of resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AR Resources, Inc. (FL) have?

104 complaints have been filed against AR Resources, Inc. (FL) with the CFPB overall - 0 of them in the past year.

Does AR Resources, Inc. (FL) respond to complaints on time?

AR Resources, Inc. (FL)'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for AR Resources, Inc. (FL)?

The most complained-about product for AR Resources, Inc. (FL) is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with AR Resources, Inc. (FL)?

Consumers most often cite "Attempts to collect debt not owed" when complaining about AR Resources, Inc. (FL); the full issue list with counts is above.

How do I file a complaint against AR Resources, Inc. (FL)?

You can file a complaint against AR Resources, Inc. (FL) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AR Resources, Inc. (FL)?

AR Resources, Inc. (FL) has drawn CFPB complaints from 14 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.