CFPB Consumer Complaint Profile

AR Resources, Inc. (FL)

104 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

104
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
14
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, AR Resources, Inc. (FL) has accumulated 104 complaints, placing it #1303 by volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#1303
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
14
states with complaints
C
PlainCredit Trust Score
56/100
AR Resources, Inc. (FL) · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate C 13.2%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

AR Resources, Inc. (FL) vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2022 to 2023 complete years

  • Annual CFPB complaint volume moved from 19 in 2022 to 1 in 2023 (2022 → 2023).

See the full year-over-year release diff

AR Resources, Inc. (FL) timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 43
Debt collection - Medical 30
Debt collection - I do not know 14
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 12
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Other debt 1
Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 32
2.Cont'd attempts collect debt not owed 18
3.Written notification about debt 16
4.Disclosure verification of debt 12
5.Incorrect information on your report 7
6.Problem with a credit reporting company's investigation into an existing problem 5
7.Communication tactics 4
8.False statements or representation 4
9.Threatened to contact someone or share information improperly 2
10.Credit reporting company's investigation 1

Complaints by Year

Year Complaints
2015 3
2016 29
2017 14
2018 9
2019 11
2020 9
2021 9
2022 19
2023 1

Complaints by State (Top 15)

Florida 57
North Carolina 14
Texas 6
Georgia 5
Pennsylvania 5
New York 4
Virginia 3
Alabama 2
New Jersey 2
Washington 2
California 1
Illinois 1
District of Columbia 1
North Dakota 1

Company Responses

Closed with explanation 102
Closed 2

What the CFPB Complaint Record Shows for AR Resources, Inc. (FL)

The CFPB Consumer Complaint Database has logged 104 complaints against AR Resources, Inc. (FL) overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 14 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

AR Resources, Inc. (FL)'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 13.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AR Resources, Inc. (FL) have?

104 complaints have been filed against AR Resources, Inc. (FL) with the CFPB overall - 0 of them in the past year.

Does AR Resources, Inc. (FL) respond to complaints on time?

AR Resources, Inc. (FL)'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for AR Resources, Inc. (FL)?

The most complained-about product for AR Resources, Inc. (FL) is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with AR Resources, Inc. (FL)?

Consumers most often cite "Attempts to collect debt not owed" when complaining about AR Resources, Inc. (FL); the full issue list with counts is above.

How do I file a complaint against AR Resources, Inc. (FL)?

You can file a complaint against AR Resources, Inc. (FL) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AR Resources, Inc. (FL)?

AR Resources, Inc. (FL) has drawn CFPB complaints from 14 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for AR Resources, Inc. (FL): nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026