CFPB Consumer Complaint Profile

Bliksum, LLC

Consumers have filed 689 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

689
Total complaints
Above average
29
Last 12 months
82.4%
Timely response
Bottom quartile
37
States affected

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The verdict

689 CFPB complaints put Bliksum, LLC at #423 out of 3,843 financial companies ranked by complaint volume. It posts a 82.4% on-time response rate, the 11th percentile among companies with 100+ complaints.

#423
of 3,843 companies by volume
82.4%
on time (11th pctile)
Payday loan, title l…
most-complained product
37
states with complaints
F
PlainCredit Trust Score
31/100
Bliksum, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 82.4%
Share of complaints answered within the CFPB response window
Dispute Rate C- 15.2%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Bliksum, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

82.4% Among the lowest higher than 11% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Bliksum, LLC timely response rate 82.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Installment loan 144
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 89
Consumer Loan - Installment loan 81
Debt collection - Payday loan debt 78
Debt collection - I do not know 67
Debt collection - Other debt 45
Payday loan, title loan, or personal loan - Payday loan 38
Payday loan 34
Debt collection - Payday loan 27
Credit reporting or other personal consumer reports - Credit reporting 25

Top Issues

1.Charged fees or interest you didn't expect 78
2.Incorrect information on your report 77
3.Communication tactics 59
4.Attempts to collect debt not owed 50
5.Problems when you are unable to pay 43
6.Took or threatened to take negative or legal action 37
7.Problem when making payments 35
8.Struggling to pay your loan 33
9.Threatened to contact someone or share information improperly 29
10.Improper use of your report 26

Complaints by Year

Year Complaints
2014 1
2015 52
2016 71
2017 88
2018 88
2019 81
2020 72
2021 86
2022 63
2023 25
2024 25
2025 34
2026year in progress 3

Complaints by State (Top 15)

California 501
Missouri 16
Texas 15
South Carolina 15
Florida 11
Delaware 11
Wisconsin 11
Arizona 11
Virginia 10
Utah 9
North Carolina 6
New Mexico 6
Washington 5
Nevada 5
Illinois 5

Company Responses

Closed with explanation 625
Untimely response 64

What the CFPB Complaint Record Shows for Bliksum, LLC

The CFPB Consumer Complaint Database has logged 689 complaints against Bliksum, LLC overall, with 29 of those filed in the trailing 12 months. Reports have come from consumers in 37 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Payday loan, title loan, or personal loan," which sits at the top of the product breakdown. The specific issue named most within that category is "Charged fees or interest you didn't expect," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Bliksum, LLC posts a 82.4% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved cases drew a formal consumer-dispute rate of 15.2% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bliksum, LLC have?

Bliksum, LLC has 689 total consumer complaints filed with the CFPB, with 29 filed in the last 12 months.

Does Bliksum, LLC respond to complaints on time?

Bliksum, LLC has a 82.4% timely response rate to CFPB complaints.

What product generates the most complaints for Bliksum, LLC?

The most complained-about product for Bliksum, LLC is "Payday loan, title loan, or personal loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Bliksum, LLC?

Consumers most often cite "Charged fees or interest you didn't expect" when complaining about Bliksum, LLC; the full issue list with counts is above.

How do I file a complaint against Bliksum, LLC?

You can file a complaint against Bliksum, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bliksum, LLC?

Consumers in 37 states and territories have filed complaints about Bliksum, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Bliksum, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Payday loan, title loan, or personal loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026