CFPB Consumer Complaint Profile

Bonded Business Services, Ltd.

Behind the 26 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

26
Total complaints
Mid-range
3
Last 12 months
96.2%
Timely response
Below median
3
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Bonded Business Services, Ltd. has accumulated 26 complaints, placing it #2538 by volume. On-time replies land at 96.2%, the 35th percentile for the 100+ complaint peer group.

#2538
of 3,843 companies by volume
96.2%
on time (35th pctile)
Debt collection
most-complained product
3
states with complaints
C-
PlainCredit Trust Score
51/100
Bonded Business Services, Ltd. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.2%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 7.7%
Share of complaints closed with monetary or non-monetary relief

Bonded Business Services, Ltd. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.2% Around the middle higher than 35% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Bonded Business Services, Ltd. timely response rate 96.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 9
Debt collection - Medical debt 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Other debt 3
Debt collection - Medical 3
Debt collection - Auto debt 2
Credit reporting or other personal consumer reports - Other personal consumer report 1
Debt collection - Payday loan debt 1

Top Issues

1.Attempts to collect debt not owed 12
2.Written notification about debt 4
3.Incorrect information on your report 3
4.Disclosure verification of debt 3
5.Problem with a credit reporting company's investigation into an existing problem 1
6.Cont'd attempts collect debt not owed 1
7.False statements or representation 1
8.Took or threatened to take negative or legal action 1

Complaints by Year

Year Complaints
2015 3
2016 1
2017 3
2018 6
2019 1
2020 4
2021 1
2023 3
2024 1
2025 2
2026year in progress 1

Complaints by State (Top 15)

Colorado 16
Texas 9
Florida 1

Company Responses

Closed with explanation 24
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Bonded Business Services, Ltd.

Bonded Business Services, Ltd. carries 26 complaints in the CFPB's database, 3 of them filed within the past 12 months. Consumers spanning 3 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Bonded Business Services, Ltd. posts a 96.2% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 25% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 7.7% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bonded Business Services, Ltd. have?

26 complaints have been filed against Bonded Business Services, Ltd. with the CFPB overall - 3 of them in the past year.

Does Bonded Business Services, Ltd. respond to complaints on time?

Bonded Business Services, Ltd. has a 96.2% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Bonded Business Services, Ltd.?

Among all products tied to Bonded Business Services, Ltd., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Bonded Business Services, Ltd.?

The most common issue reported by consumers about Bonded Business Services, Ltd. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Bonded Business Services, Ltd.?

You can file a complaint against Bonded Business Services, Ltd. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bonded Business Services, Ltd.?

Bonded Business Services, Ltd. has drawn CFPB complaints from 3 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Bonded Business Services, Ltd.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026