CFPB Consumer Complaint Profile

CBC Companies, Inc.

Consumers have filed 53,399 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

53,399
Total complaints
34,615
Last 12 months
100%
Timely response
55
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, CBC Companies, Inc. has accumulated 53,399 complaints, placing it #15 by volume. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.

#15
of 3,848 companies by volume
100%
answered on time
Credit reporting or …
most-complained product
55
states with complaints
CBC Companies, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 50,404
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2,521
Credit reporting or other personal consumer reports - Other personal consumer report 254
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 82
Debt collection - I do not know 34
Credit card - General-purpose credit card or charge card 19
Debt collection - Other debt 16
Mortgage - Conventional home mortgage 12
Debt collection - Credit card debt 12
Debt or credit management - Credit repair services 10

Top Issues

1.Incorrect information on your report 35,303
2.Improper use of your report 11,665
3.Problem with a company's investigation into an existing problem 2,916
4.Problem with fraud alerts or security freezes 2,682
5.Problem with a credit reporting company's investigation into an existing problem 330
6.Unable to get your credit report or credit score 313
7.Attempts to collect debt not owed 36
8.Problem with a company's investigation into an existing issue 33
9.Credit monitoring or identity theft protection services 25
10.False statements or representation 21

Complaints by Year

Year Complaints
2020 620
2021 423
2022 635
2023 1,899
2024 6,951
2025 30,769
2026 12,102

Complaints by State (Top 15)

Florida 8,188
Texas 5,888
Georgia 4,940
Illinois 3,943
California 3,731
Mississippi 2,823
North Carolina 2,594
South Carolina 2,458
New York 2,197
Alabama 1,621
Louisiana 1,332
Pennsylvania 1,248
Michigan 1,241
Virginia 1,195
Maryland 1,097

Company Responses

Closed with non-monetary relief 31,281
Closed with explanation 22,092
In progress 25
Untimely response 1

What the CFPB Complaint Record Shows for CBC Companies, Inc.

53,399 complaints against CBC Companies, Inc. appear in the CFPB record, including 34,615 from the trailing year. The 55 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CBC Companies, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Of complaints that were resolved, 58.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CBC Companies, Inc. have?

53,399 complaints have been filed against CBC Companies, Inc. with the CFPB overall - 34,615 of them in the past year.

Does CBC Companies, Inc. respond to complaints on time?

CBC Companies, Inc. has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for CBC Companies, Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against CBC Companies, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with CBC Companies, Inc.?

The most common issue reported by consumers about CBC Companies, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against CBC Companies, Inc.?

You can file a complaint against CBC Companies, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CBC Companies, Inc.?

Consumers in 55 states and territories have filed complaints about CBC Companies, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026