CFPB Consumer Complaint Profile

Check Into Cash Inc.

Consumers have filed 544 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

544
Total complaints
Above average
0
Last 12 months
100%
Timely response
Top decile
35
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Check Into Cash Inc. has accumulated 544 complaints, placing it #481 by volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#481
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
35
states with complaints
A-
PlainCredit Trust Score
82/100
Check Into Cash Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate C 13.7%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 29.0%
Share of complaints closed with monetary or non-monetary relief

Check Into Cash Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2021 to 2022 complete years

  • Annual CFPB complaint volume moved from 62 in 2021 to 4 in 2022 (2021 → 2022).

See the full year-over-year release diff

Check Into Cash Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Payday loan 117
Payday loan 82
Payday loan, title loan, or personal loan - Payday loan 79
Debt collection - Payday loan debt 73
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 61
Payday loan, title loan, or personal loan - Title loan 24
Consumer Loan - Title loan 18
Payday loan, title loan, or personal loan - Installment loan 15
Debt collection - I do not know 12
Consumer Loan - Installment loan 9

Top Issues

1.Communication tactics 55
2.Charged fees or interest I didn't expect 37
3.Struggling to pay your loan 36
4.Taking/threatening an illegal action 36
5.Improper use of your report 35
6.Attempts to collect debt not owed 34
7.Incorrect information on your report 33
8.Charged fees or interest you didn't expect 24
9.Cont'd attempts collect debt not owed 23
10.Can't contact lender 22

Complaints by Year

Year Complaints
2013 22
2014 58
2015 84
2016 57
2017 79
2018 94
2019 44
2020 40
2021 62
2022 4

Complaints by State (Top 15)

California 135
Ohio 50
Texas 35
Tennessee 32
Virginia 30
Missouri 23
Alabama 19
Louisiana 18
Mississippi 15
Indiana 14
Illinois 14
Colorado 14
Michigan 13
Oklahoma 13
Georgia 12

Company Responses

Closed with explanation 386
Closed with monetary relief 157
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Check Into Cash Inc.

The CFPB Consumer Complaint Database has logged 544 complaints against Check Into Cash Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 35 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Communication tactics" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Check Into Cash Inc. draw a 100% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 13.7% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 29%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Check Into Cash Inc. have?

Check Into Cash Inc. has 544 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Check Into Cash Inc. respond to complaints on time?

Check Into Cash Inc. has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Check Into Cash Inc.?

The most complained-about product for Check Into Cash Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Check Into Cash Inc.?

The most common issue reported by consumers about Check Into Cash Inc. is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Check Into Cash Inc.?

You can file a complaint against Check Into Cash Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Check Into Cash Inc.?

Check Into Cash Inc. has drawn CFPB complaints from 35 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Check Into Cash Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (13.7% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026