CFPB Consumer Complaint Profile

City National Bank

229 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

229
Total complaints
Above average
19
Last 12 months
98.3%
Timely response
Above median
27
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, City National Bank sits at #832, with 229 complaints logged. Its on-time response rate is 98.3%, the 51st percentile among companies with 100+ complaints.

#832
of 3,843 companies by volume
98.3%
on time (51st pctile)
Checking or savings …
most-complained product
27
states with complaints
C
PlainCredit Trust Score
55/100
City National Bank · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.3%
Share of complaints answered within the CFPB response window
Dispute Rate F 32.5%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 11.8%
Share of complaints closed with monetary or non-monetary relief

City National Bank vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.3% Higher than most higher than 51% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 28 in 2024 to 17 in 2025 (2024 → 2025).

See the full year-over-year release diff

City National Bank timely response rate 98.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 50
Credit card or prepaid card - General-purpose credit card or charge card 48
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 14
Credit card - General-purpose credit card or charge card 13
Bank account or service - Checking account 12
Mortgage - Conventional home mortgage 10
Checking or savings account - Other banking product or service 8
Bank account or service - Other bank product/service 8
Mortgage - Other mortgage 8
Bank account or service - Savings account 6

Top Issues

1.Managing an account 31
2.Account opening, closing, or management 18
3.Fees or interest 15
4.Other features, terms, or problems 15
5.Incorrect information on your report 13
6.Problem with a purchase shown on your statement 12
7.Opening an account 10
8.Trouble during payment process 10
9.Problem with a lender or other company charging your account 9
10.Deposits and withdrawals 7

Complaints by Year

Year Complaints
2011 1
2012 4
2013 4
2014 6
2015 9
2016 11
2017 17
2018 11
2019 27
2020 24
2021 24
2022 15
2023 24
2024 28
2025 17
2026year in progress 7

Complaints by State (Top 15)

California 122
New York 29
Nevada 9
Pennsylvania 7
Oklahoma 6
New Jersey 6
Washington 5
Florida 4
Texas 4
Arizona 4
Georgia 3
Virginia 3
Michigan 3
Maryland 2
Connecticut 2

Company Responses

Closed with explanation 199
Closed with monetary relief 15
Closed with non-monetary relief 11
Closed 3
Closed without relief 1

What the CFPB Complaint Record Shows for City National Bank

229 complaints against City National Bank appear in the CFPB record, including 19 from the trailing year. The 27 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

City National Bank's timely response rate stands at 98.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 32.5% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 11.8% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does City National Bank have?

229 complaints have been filed against City National Bank with the CFPB overall - 19 of them in the past year.

Does City National Bank respond to complaints on time?

City National Bank has a 98.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for City National Bank?

The most complained-about product for City National Bank is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with City National Bank?

Consumers most often cite "Managing an account" when complaining about City National Bank; the full issue list with counts is above.

How do I file a complaint against City National Bank?

You can file a complaint against City National Bank directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about City National Bank?

Consumers in 27 states and territories have filed complaints about City National Bank with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for City National Bank: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (32.5% here).

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026