CFPB Consumer Complaint Profile

Clarity Debt Resolution, Inc

What 36 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

36
Total complaints
26
Last 12 months
100%
Timely response
13
States affected

The verdict

Clarity Debt Resolution, Inc ranks #2146 of 3,848 financial companies by CFPB complaint volume, with 36 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#2146
of 3,848 companies by volume
100%
answered on time
Debt or credit manag…
most-complained product
13
states with complaints
Clarity Debt Resolution, Inc timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt or credit management — Debt settlement 30
Debt collection — Credit card debt 2
Credit reporting or other personal consumer reports — Credit reporting 2
Debt or credit management — Credit repair services 1
Payday loan, title loan, personal loan, or advance loan — Personal line of credit 1

Top Issues

1.Didn't provide services promised 14
2.Charged upfront or unexpected fees 7
3.Unauthorized withdrawals or charges 4
4.Confusing or misleading advertising or marketing 3
5.Problem with customer service 2
6.False statements or representation 2
7.Unable to get your credit report or credit score 1
8.Incorrect information on your report 1
9.Improper use of your report 1
10.Confusing or missing disclosures 1

Complaints by Year

Year Complaints
2024 8
2025 22
2026 6

Complaints by State (Top 15)

Florida 8
New York 7
California 6
Texas 3
Maryland 2
Minnesota 2
New Mexico 1
District of Columbia 1
Michigan 1
Oklahoma 1
Arizona 1
Tennessee 1
Pennsylvania 1

Company Responses

Closed with explanation 26
In progress 5
Closed with monetary relief 4
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Clarity Debt Resolution, Inc

The CFPB Consumer Complaint Database has logged 36 complaints against Clarity Debt Resolution, Inc overall, with 26 of those filed in the trailing 12 months. Reports have come from consumers in 13 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt or credit management," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Didn't provide services promised" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Clarity Debt Resolution, Inc's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 13.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Clarity Debt Resolution, Inc have?

Clarity Debt Resolution, Inc has 36 total consumer complaints filed with the CFPB, with 26 filed in the last 12 months.

Does Clarity Debt Resolution, Inc respond to complaints on time?

Clarity Debt Resolution, Inc has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Clarity Debt Resolution, Inc?

The most complained-about product for Clarity Debt Resolution, Inc is "Debt or credit management." You can view the full product breakdown on this page.

What is the most common complaint issue with Clarity Debt Resolution, Inc?

The most common issue reported by consumers about Clarity Debt Resolution, Inc is "Didn't provide services promised." All complaint issues are listed above with their counts.

How do I file a complaint against Clarity Debt Resolution, Inc?

You can file a complaint against Clarity Debt Resolution, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Clarity Debt Resolution, Inc?

Consumers in 13 states and territories have filed complaints about Clarity Debt Resolution, Inc with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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