CFPB Consumer Complaint Profile

Clarity Debt Resolution, Inc

36 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

36
Total complaints
Mid-range
26
Last 12 months
100%
Timely response
Top decile
13
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Clarity Debt Resolution, Inc has accumulated 36 complaints, placing it #2143 by volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#2143
of 3,843 companies by volume
100%
on time (86th pctile)
Debt or credit manag…
most-complained product
13
states with complaints
A
PlainCredit Trust Score
86/100
Clarity Debt Resolution, Inc · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A- 13.9%
Share of complaints closed with monetary or non-monetary relief

Clarity Debt Resolution, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 8 in 2024 to 22 in 2025 (2024 → 2025).

See the full year-over-year release diff

Clarity Debt Resolution, Inc timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt or credit management - Debt settlement 30
Debt collection - Credit card debt 2
Credit reporting or other personal consumer reports - Credit reporting 2
Debt or credit management - Credit repair services 1
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 1

Top Issues

1.Didn't provide services promised 14
2.Charged upfront or unexpected fees 7
3.Unauthorized withdrawals or charges 4
4.Confusing or misleading advertising or marketing 3
5.Problem with customer service 2
6.False statements or representation 2
7.Unable to get your credit report or credit score 1
8.Incorrect information on your report 1
9.Improper use of your report 1
10.Confusing or missing disclosures 1

Complaints by Year

Year Complaints
2024 8
2025 22
2026year in progress 6

Complaints by State (Top 15)

Florida 8
New York 7
California 6
Texas 3
Maryland 2
Minnesota 2
New Mexico 1
District of Columbia 1
Michigan 1
Oklahoma 1
Arizona 1
Tennessee 1
Pennsylvania 1

Company Responses

Closed with explanation 26
In progress 5
Closed with monetary relief 4
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Clarity Debt Resolution, Inc

Clarity Debt Resolution, Inc carries 36 complaints in the CFPB's database, 26 of them filed within the past 12 months. Consumers spanning 13 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt or credit management" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Didn't provide services promised" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Clarity Debt Resolution, Inc draw a 100% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, 13.9% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Clarity Debt Resolution, Inc have?

Clarity Debt Resolution, Inc has 36 total consumer complaints filed with the CFPB, with 26 filed in the last 12 months.

Does Clarity Debt Resolution, Inc respond to complaints on time?

Clarity Debt Resolution, Inc's CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Clarity Debt Resolution, Inc?

The most complained-about product for Clarity Debt Resolution, Inc is "Debt or credit management." You can view the full product breakdown on this page.

What is the most common complaint issue with Clarity Debt Resolution, Inc?

"Didn't provide services promised" is the single most frequently cited issue in complaints against Clarity Debt Resolution, Inc - see all issues and counts above.

How do I file a complaint against Clarity Debt Resolution, Inc?

You can file a complaint against Clarity Debt Resolution, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Clarity Debt Resolution, Inc?

The CFPB has recorded complaints against Clarity Debt Resolution, Inc from 13 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Debt or credit management

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026