Clark County Collection Service

CFPB Consumer Complaint Profile

411
Total Complaints
78
Last 12 Months
99.8%
Timely Response
24
States Affected
Clark County Collection Service timely response rate 99.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 91
Debt collection — Other debt 81
Debt collection — Medical 46
Credit reporting or other personal consumer reports — Credit reporting 43
Debt collection — Medical debt 42
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 36
Debt collection — Payday loan debt 33
Debt collection — Other (i.e. phone, health club, etc.) 7
Debt collection — Telecommunications debt 7
Debt collection — Payday loan 5

Top Issues

1.Attempts to collect debt not owed 134
2.Written notification about debt 56
3.False statements or representation 38
4.Incorrect information on your report 36
5.Took or threatened to take negative or legal action 34
6.Cont'd attempts collect debt not owed 32
7.Problem with a company's investigation into an existing problem 15
8.Improper use of your report 15
9.Disclosure verification of debt 13
10.Problem with a credit reporting company's investigation into an existing problem 12

Complaints by Year

Year Complaints
2013 8
2014 14
2015 25
2016 13
2017 23
2018 27
2019 16
2020 34
2021 33
2022 26
2023 28
2024 66
2025 80
2026 18

Complaints by State (Top 15)

Nevada 274
California 53
Florida 15
Utah 9
Texas 9
Illinois 8
Indiana 6
Arizona 5
Georgia 5
New Jersey 3
Pennsylvania 3
South Dakota 3
North Carolina 2
Tennessee 2
Oregon 2

Company Responses

Closed with explanation 401
Closed 7
Closed with monetary relief 2
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Clark County Collection Service

The CFPB Consumer Complaint Database has logged 411 complaints against Clark County Collection Service overall, with 78 of those filed in the trailing 12 months. Reports have come from consumers in 24 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Clark County Collection Service's timely response rate stands at 99.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 27.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Clark County Collection Service have?

Clark County Collection Service has 411 total consumer complaints filed with the CFPB, with 78 filed in the last 12 months.

Does Clark County Collection Service respond to complaints on time?

Clark County Collection Service has a 99.8% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Clark County Collection Service?

The most complained-about product for Clark County Collection Service is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Clark County Collection Service?

The most common issue reported by consumers about Clark County Collection Service is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Clark County Collection Service?

You can file a complaint against Clark County Collection Service directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Clark County Collection Service?

Consumers in 24 states and territories have filed complaints about Clark County Collection Service with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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