CFPB Consumer Complaint Profile

Click n' Close, Inc.

What 123 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

123
Total complaints
45
Last 12 months
90.2%
Timely response
33
States affected

The verdict

Click n' Close, Inc. ranks #1218 of 3,848 financial companies by CFPB complaint volume, with 123 complaints on record. It answers 90.2% of complaints on time — below the 93% median for companies with 100+ complaints.

#1218
of 3,848 companies by volume
90.2%
answered on time
Mortgage
most-complained product
33
states with complaints
Click n' Close, Inc. timely response rate 90.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — FHA mortgage 47
Mortgage — Conventional home mortgage 29
Credit reporting or other personal consumer reports — Credit reporting 20
Mortgage — VA mortgage 10
Mortgage — Other type of mortgage 8
Mortgage — USDA mortgage 3
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3
Debt collection — Mortgage debt 2
Debt collection — I do not know 1

Top Issues

1.Trouble during payment process 52
2.Struggling to pay mortgage 27
3.Incorrect information on your report 13
4.Closing on a mortgage 11
5.Applying for a mortgage or refinancing an existing mortgage 6
6.Improper use of your report 6
7.Problem with a company's investigation into an existing problem 4
8.Attempts to collect debt not owed 2
9.Problem with a credit reporting company's investigation into an existing problem 1
10.False statements or representation 1

Complaints by Year

Year Complaints
2022 14
2023 30
2024 24
2025 47
2026 8

Complaints by State (Top 15)

Texas 22
Florida 14
Michigan 12
Ohio 9
Arkansas 7
California 7
Georgia 6
Oklahoma 4
Washington 4
Maryland 3
Virginia 3
North Carolina 3
Tennessee 3
West Virginia 2
Nebraska 2

Company Responses

Closed with explanation 113
In progress 6
Closed with monetary relief 4

What the CFPB Complaint Record Shows for Click n' Close, Inc.

The CFPB Consumer Complaint Database has logged 123 complaints against Click n' Close, Inc. overall, with 45 of those filed in the trailing 12 months. Reports have come from consumers in 33 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Click n' Close, Inc.'s timely response rate stands at 90.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Of complaints that were resolved, 3.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Click n' Close, Inc. have?

Click n' Close, Inc. has 123 total consumer complaints filed with the CFPB, with 45 filed in the last 12 months.

Does Click n' Close, Inc. respond to complaints on time?

Click n' Close, Inc. has a 90.2% timely response rate to CFPB complaints.

What product generates the most complaints for Click n' Close, Inc.?

The most complained-about product for Click n' Close, Inc. is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Click n' Close, Inc.?

The most common issue reported by consumers about Click n' Close, Inc. is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Click n' Close, Inc.?

You can file a complaint against Click n' Close, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Click n' Close, Inc.?

Consumers in 33 states and territories have filed complaints about Click n' Close, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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