Collection Professionals, Inc.

CFPB Consumer Complaint Profile

161
Total Complaints
54
Last 12 Months
96.9%
Timely Response
20
States Affected
Collection Professionals, Inc. timely response rate 96.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 62
Debt collection — I do not know 44
Debt collection — Other debt 18
Credit reporting or other personal consumer reports — Credit reporting 15
Debt collection — Medical 10
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 4
Debt collection — Credit card debt 4
Debt collection — Other (i.e. phone, health club, etc.) 2
Debt collection — Rental debt 1
Debt collection — Auto debt 1

Top Issues

1.Written notification about debt 50
2.Attempts to collect debt not owed 37
3.Took or threatened to take negative or legal action 21
4.False statements or representation 18
5.Incorrect information on your report 8
6.Improper use of your report 7
7.Cont'd attempts collect debt not owed 4
8.Disclosure verification of debt 3
9.Problem with a company's investigation into an existing problem 3
10.Communication tactics 3

Complaints by Year

Year Complaints
2013 1
2014 3
2015 5
2016 4
2017 2
2018 9
2019 2
2020 2
2021 20
2022 15
2023 7
2024 26
2025 51
2026 14

Complaints by State (Top 15)

Texas 67
Wyoming 33
Montana 17
Utah 11
Florida 4
Colorado 4
Idaho 3
Illinois 3
Pennsylvania 3
South Dakota 2
Missouri 2
South Carolina 2
Arkansas 2
Arizona 1
Alaska 1

Company Responses

Closed with explanation 155
Closed 5
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Collection Professionals, Inc.

The CFPB Consumer Complaint Database has logged 161 complaints against Collection Professionals, Inc. overall, with 54 of those filed in the trailing 12 months. Reports have come from consumers in 20 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Written notification about debt" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Collection Professionals, Inc.'s timely response rate stands at 96.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 38.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Collection Professionals, Inc. have?

Collection Professionals, Inc. has 161 total consumer complaints filed with the CFPB, with 54 filed in the last 12 months.

Does Collection Professionals, Inc. respond to complaints on time?

Collection Professionals, Inc. has a 96.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Collection Professionals, Inc.?

The most complained-about product for Collection Professionals, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Collection Professionals, Inc.?

The most common issue reported by consumers about Collection Professionals, Inc. is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Collection Professionals, Inc.?

You can file a complaint against Collection Professionals, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Collection Professionals, Inc.?

Consumers in 20 states and territories have filed complaints about Collection Professionals, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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