United Revenue Corporation

CFPB Consumer Complaint Profile

1,396
Total Complaints
328
Last 12 Months
100%
Timely Response
30
States Affected
United Revenue Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 485
Debt collection — I do not know 418
Credit reporting or other personal consumer reports — Credit reporting 165
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 137
Debt collection — Other debt 92
Debt collection — Medical 64
Debt collection — Credit card debt 15
Debt collection — Other (i.e. phone, health club, etc.) 13
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 2
Debt collection — Rental debt 2

Top Issues

1.Attempts to collect debt not owed 446
2.Written notification about debt 375
3.Incorrect information on your report 106
4.Took or threatened to take negative or legal action 82
5.Improper use of your report 69
6.Problem with a credit reporting company's investigation into an existing problem 68
7.False statements or representation 66
8.Problem with a company's investigation into an existing problem 56
9.Disclosure verification of debt 51
10.Cont'd attempts collect debt not owed 47

Complaints by Year

Year Complaints
2013 3
2014 14
2015 25
2016 36
2017 68
2018 78
2019 52
2020 89
2021 236
2022 117
2023 100
2024 188
2025 305
2026 85

Complaints by State (Top 15)

Texas 1,228
Louisiana 31
Illinois 15
Georgia 15
Florida 13
Missouri 11
California 10
Mississippi 9
Alabama 8
Kansas 6
North Carolina 5
Arizona 4
Michigan 3
Washington 3
South Carolina 3

Company Responses

Closed with explanation 1,328
Closed with non-monetary relief 55
Closed 12
Closed with monetary relief 1

What the CFPB Complaint Record Shows for United Revenue Corporation

The CFPB Consumer Complaint Database has logged 1,396 complaints against United Revenue Corporation overall, with 328 of those filed in the trailing 12 months. Reports have come from consumers in 30 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

United Revenue Corporation's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 38.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does United Revenue Corporation have?

United Revenue Corporation has 1,396 total consumer complaints filed with the CFPB, with 328 filed in the last 12 months.

Does United Revenue Corporation respond to complaints on time?

United Revenue Corporation has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for United Revenue Corporation?

The most complained-about product for United Revenue Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with United Revenue Corporation?

The most common issue reported by consumers about United Revenue Corporation is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against United Revenue Corporation?

You can file a complaint against United Revenue Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about United Revenue Corporation?

Consumers in 30 states and territories have filed complaints about United Revenue Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related