CFPB Consumer Complaint Profile
Credit Consulting Services, Inc.
What 93 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 93
- Total complaints
- Mid-range
- 6
- Last 12 months
- 91.4%
- Timely response
- Bottom quartile
- 8
- States affected
The verdict
93 CFPB complaints put Credit Consulting Services, Inc. at #1371 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 91.4%, the 20th percentile for the 100+ complaint peer group.
- #1371
- of 3,843 companies by volume
- 91.4%
- on time (20th pctile)
- Debt collection
- most-complained product
- 8
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Credit Consulting Services, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
91.4% Among the lowest higher than 20% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 3 |
| 2015 | 6 |
| 2016 | 9 |
| 2017 | 16 |
| 2018 | 6 |
| 2019 | 5 |
| 2020 | 6 |
| 2021 | 11 |
| 2022 | 6 |
| 2023 | 6 |
| 2024 | 10 |
| 2025 | 8 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Credit Consulting Services, Inc.
Credit Consulting Services, Inc. carries 93 complaints in the CFPB's database, 6 of them filed within the past 12 months. Consumers spanning 8 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against Credit Consulting Services, Inc. draw a 91.4% reply rate inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Consumers formally disputed the company's response at a 37.5% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 1.1%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Credit Consulting Services, Inc. have?
Credit Consulting Services, Inc. has 93 total consumer complaints filed with the CFPB, with 6 filed in the last 12 months.
Does Credit Consulting Services, Inc. respond to complaints on time?
CFPB complaints against Credit Consulting Services, Inc. draw a 91.4% timely-response rate inside the expected window.
What product generates the most complaints for Credit Consulting Services, Inc.?
"Debt collection" draws more CFPB complaints against Credit Consulting Services, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Credit Consulting Services, Inc.?
Consumers most often cite "Attempts to collect debt not owed" when complaining about Credit Consulting Services, Inc.; the full issue list with counts is above.
How do I file a complaint against Credit Consulting Services, Inc.?
You can file a complaint against Credit Consulting Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Credit Consulting Services, Inc.?
The CFPB has recorded complaints against Credit Consulting Services, Inc. from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Credit Consulting Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (37.5% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.