CFPB Consumer Complaint Profile
Credit Technology, Inc.
What 64 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 64
- Total complaints
- Mid-range
- 0
- Last 12 months
- 98.4%
- Timely response
- Above median
- 16
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Credit Technology, Inc. has accumulated 64 complaints, placing it #1626 by volume. On-time replies land at 98.4%, the 52nd percentile for the 100+ complaint peer group.
- #1626
- of 3,843 companies by volume
- 98.4%
- on time (52nd pctile)
- Credit reporting, cr…
- most-complained product
- 16
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Credit Technology, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
98.4% Higher than most higher than 52% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 1 |
| 2014 | 2 |
| 2017 | 2 |
| 2018 | 10 |
| 2019 | 6 |
| 2020 | 5 |
| 2021 | 17 |
| 2022 | 8 |
| 2023 | 13 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Credit Technology, Inc.
The CFPB Consumer Complaint Database has logged 64 complaints against Credit Technology, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 16 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Improper use of your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Credit Technology, Inc.'s timely response rate stands at 98.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 33.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Credit Technology, Inc. have?
The CFPB has logged 64 complaints against Credit Technology, Inc. to date, of which 0 came in over the last 12 months.
Does Credit Technology, Inc. respond to complaints on time?
CFPB complaints against Credit Technology, Inc. draw a 98.4% timely-response rate inside the expected window. That is a strong response record by CFPB standards.
What product generates the most complaints for Credit Technology, Inc.?
Among all products tied to Credit Technology, Inc., "Credit reporting, credit repair services, or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Credit Technology, Inc.?
The most common issue reported by consumers about Credit Technology, Inc. is "Improper use of your report." All complaint issues are listed above with their counts.
How do I file a complaint against Credit Technology, Inc.?
You can file a complaint against Credit Technology, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Credit Technology, Inc.?
Credit Technology, Inc. has drawn CFPB complaints from 16 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Credit Technology, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (33.3% here).
Also handles Credit reporting, credit repair services, or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.