CFPB Consumer Complaint Profile

Credit Union Mortgage Association, Inc.

29 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

29
Total complaints
Mid-range
4
Last 12 months
82.8%
Timely response
Bottom quartile
9
States affected

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The verdict

Credit Union Mortgage Association, Inc. ranks #2382 of 3,843 financial companies by CFPB complaint volume, with 29 complaints on record. On-time replies land at 82.8%, the 11th percentile for the 100+ complaint peer group.

#2382
of 3,843 companies by volume
82.8%
on time (11th pctile)
Mortgage
most-complained product
9
states with complaints
D
PlainCredit Trust Score
41/100
Credit Union Mortgage Association, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 82.8%
Share of complaints answered within the CFPB response window
Dispute Rate D 20.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.4%
Share of complaints closed with monetary or non-monetary relief

Credit Union Mortgage Association, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

82.8% Among the lowest higher than 11% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Credit Union Mortgage Association, Inc. timely response rate 82.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 12
Mortgage - Conventional fixed mortgage 7
Mortgage - Conventional adjustable mortgage (ARM) 4
Mortgage - Other mortgage 2
Student loan - Non-federal student loan 1
Debt collection - Mortgage debt 1
Credit reporting or other personal consumer reports - Credit reporting 1
Mortgage - VA mortgage 1

Top Issues

1.Trouble during payment process 8
2.Settlement process and costs 4
3.Application, originator, mortgage broker 4
4.Loan servicing, payments, escrow account 3
5.Closing on a mortgage 2
6.Loan modification,collection,foreclosure 2
7.Struggling to pay mortgage 1
8.Can't repay my loan 1
9.Attempts to collect debt not owed 1
10.Improper use of your report 1

Complaints by Year

Year Complaints
2013 1
2014 3
2015 3
2016 6
2017 3
2018 3
2021 1
2022 1
2023 2
2024 1
2025 4
2026year in progress 1

Complaints by State (Top 15)

Maryland 7
North Carolina 7
Virginia 6
District of Columbia 4
New Jersey 1
New Mexico 1
Arizona 1
Colorado 1
Florida 1

Company Responses

Closed with explanation 28
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Credit Union Mortgage Association, Inc.

The CFPB Consumer Complaint Database has logged 29 complaints against Credit Union Mortgage Association, Inc. overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 9 states and territories, making this a geographically concentrated complaint footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Trouble during payment process" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Credit Union Mortgage Association, Inc. posts a 82.8% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 20% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 3.4% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Credit Union Mortgage Association, Inc. have?

The CFPB has logged 29 complaints against Credit Union Mortgage Association, Inc. to date, of which 4 came in over the last 12 months.

Does Credit Union Mortgage Association, Inc. respond to complaints on time?

CFPB complaints against Credit Union Mortgage Association, Inc. draw a 82.8% timely-response rate inside the expected window.

What product generates the most complaints for Credit Union Mortgage Association, Inc.?

"Mortgage" draws more CFPB complaints against Credit Union Mortgage Association, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Credit Union Mortgage Association, Inc.?

The most common issue reported by consumers about Credit Union Mortgage Association, Inc. is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Credit Union Mortgage Association, Inc.?

You can file a complaint against Credit Union Mortgage Association, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Credit Union Mortgage Association, Inc.?

Credit Union Mortgage Association, Inc. has drawn CFPB complaints from 9 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Credit Union Mortgage Association, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20% here).

Source: CFPB Consumer Complaint Database Data through March 2026