CFPB Consumer Complaint Profile

Creditors Bureau Associates

606 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

606
Total complaints
Above average
135
Last 12 months
99.7%
Timely response
Top decile
23
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Creditors Bureau Associates sits at #451, with 606 complaints logged. On-time replies land at 99.7%, the 76th percentile for the 100+ complaint peer group.

#451
of 3,843 companies by volume
99.7%
on time (76th pctile)
Debt collection
most-complained product
23
states with complaints
C
PlainCredit Trust Score
55/100
Creditors Bureau Associates · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B+ 99.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 24.1%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.6%
Share of complaints closed with monetary or non-monetary relief

Creditors Bureau Associates vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.7% Top 24% higher than 76% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 102 in 2024 to 130 in 2025 (2024 → 2025).

See the full year-over-year release diff

Creditors Bureau Associates timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 293
Debt collection - I do not know 154
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 59
Credit reporting or other personal consumer reports - Credit reporting 45
Debt collection - Medical 20
Debt collection - Other debt 17
Credit reporting or other personal consumer reports - Other personal consumer report 3
Debt collection - Credit card debt 3
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Rental debt 2

Top Issues

1.Attempts to collect debt not owed 241
2.Written notification about debt 107
3.Incorrect information on your report 53
4.Took or threatened to take negative or legal action 51
5.False statements or representation 47
6.Cont'd attempts collect debt not owed 23
7.Problem with a credit reporting company's investigation into an existing problem 23
8.Improper use of your report 21
9.Communication tactics 14
10.Problem with a company's investigation into an existing problem 9

Complaints by Year

Year Complaints
2014 4
2015 1
2016 17
2017 15
2018 21
2019 13
2020 33
2021 99
2022 79
2023 59
2024 102
2025 130
2026year in progress 33

Complaints by State (Top 15)

Georgia 428
Alabama 42
North Carolina 40
Florida 24
Texas 11
Tennessee 11
South Carolina 10
Arizona 5
Louisiana 5
Mississippi 4
California 4
Michigan 3
Minnesota 3
Ohio 3
Missouri 2

Company Responses

Closed with explanation 585
Closed with non-monetary relief 16
In progress 5

What the CFPB Complaint Record Shows for Creditors Bureau Associates

Creditors Bureau Associates carries 606 complaints in the CFPB's database, 135 of them filed within the past 12 months. Consumers spanning 23 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Creditors Bureau Associates draw a 99.7% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 24.1% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 2.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Creditors Bureau Associates have?

The CFPB has logged 606 complaints against Creditors Bureau Associates to date, of which 135 came in over the last 12 months.

Does Creditors Bureau Associates respond to complaints on time?

CFPB complaints against Creditors Bureau Associates draw a 99.7% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Creditors Bureau Associates?

The most complained-about product for Creditors Bureau Associates is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Creditors Bureau Associates?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Creditors Bureau Associates; the full issue list with counts is above.

How do I file a complaint against Creditors Bureau Associates?

You can file a complaint against Creditors Bureau Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Creditors Bureau Associates?

Consumers in 23 states and territories have filed complaints about Creditors Bureau Associates with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Creditors Bureau Associates: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026