CFPB Consumer Complaint Profile

Data Line Credit Corp

What 16 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

16
Total complaints
Below average
0
Last 12 months
81.3%
Timely response
Bottom quartile
1
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Data Line Credit Corp has accumulated 16 complaints, placing it #3154 by volume. Its on-time response rate is 81.3%, the 10th percentile among companies with 100+ complaints.

#3154
of 3,843 companies by volume
81.3%
on time (10th pctile)
Debt collection
most-complained product
1
states with complaints
F
PlainCredit Trust Score
31/100
Data Line Credit Corp · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 81.3%
Share of complaints answered within the CFPB response window
Dispute Rate F 50.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 6.3%
Share of complaints closed with monetary or non-monetary relief

Data Line Credit Corp vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

81.3% Among the lowest higher than 10% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Data Line Credit Corp timely response rate 81.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other (i.e. phone, health club, etc.) 7
Debt collection - Auto 4
Debt collection - I do not know 2
Debt collection - Medical 2
Credit reporting 1

Top Issues

1.Cont'd attempts collect debt not owed 11
2.Communication tactics 4
3.Credit reporting company's investigation 1

Complaints by Year

Year Complaints
2014 3
2015 9
2016 3
2017 1

Complaints by State (Top 15)

California 16

Company Responses

Closed with explanation 15
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Data Line Credit Corp

The CFPB Consumer Complaint Database has logged 16 complaints against Data Line Credit Corp overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 1 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Data Line Credit Corp posts a 81.3% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved cases drew a formal consumer-dispute rate of 50% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 6.3% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Data Line Credit Corp have?

The CFPB has logged 16 complaints against Data Line Credit Corp to date, of which 0 came in over the last 12 months.

Does Data Line Credit Corp respond to complaints on time?

Data Line Credit Corp has a 81.3% timely response rate to CFPB complaints.

What product generates the most complaints for Data Line Credit Corp?

The most complained-about product for Data Line Credit Corp is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Data Line Credit Corp?

The most common issue reported by consumers about Data Line Credit Corp is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Data Line Credit Corp?

You can file a complaint against Data Line Credit Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Data Line Credit Corp: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026