CFPB Consumer Complaint Profile

Easier Funding, LLC

24 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

24
Total complaints
Mid-range
12
Last 12 months
50%
Timely response
Bottom decile
14
States affected

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The verdict

Easier Funding, LLC ranks #2628 of 3,843 financial companies by CFPB complaint volume, with 24 complaints on record. It posts a 50% on-time response rate, the 3rd percentile among companies with 100+ complaints.

#2628
of 3,843 companies by volume
50%
on time (3rd pctile)
Debt or credit manag…
most-complained product
14
states with complaints
F
PlainCredit Trust Score
11/100
Easier Funding, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 50.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Easier Funding, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

50% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Easier Funding, LLC timely response rate 50.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt or credit management - Credit repair services 12
Credit reporting or other personal consumer reports - Credit reporting 4
Debt collection - Other debt 4
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 3
Debt collection - I do not know 1

Top Issues

1.Didn't provide services promised 5
2.Confusing or missing disclosures 4
3.Incorrect information on your report 3
4.Attempts to collect debt not owed 2
5.Confusing or misleading advertising or marketing 2
6.Problem with customer service 2
7.Electronic communications 2
8.Charged upfront or unexpected fees 2
9.Took or threatened to take negative or legal action 1
10.Credit monitoring or identity theft protection services 1

Complaints by Year

Year Complaints
2021 1
2022 1
2023 2
2024 6
2025 14

Complaints by State (Top 15)

Florida 4
Nevada 3
Texas 3
Tennessee 2
Delaware 2
New York 2
New Jersey 1
Mississippi 1
Alabama 1
South Carolina 1
Pennsylvania 1
Michigan 1
Washington 1
Missouri 1

Company Responses

Closed with explanation 24

What the CFPB Complaint Record Shows for Easier Funding, LLC

24 complaints against Easier Funding, LLC appear in the CFPB record, including 12 from the trailing year. The 14 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt or credit management," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Didn't provide services promised," a reasonable starting point for understanding recurring friction.

Easier Funding, LLC's timely response rate stands at 50%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Easier Funding, LLC have?

Easier Funding, LLC has 24 total consumer complaints filed with the CFPB, with 12 filed in the last 12 months.

Does Easier Funding, LLC respond to complaints on time?

CFPB complaints against Easier Funding, LLC draw a 50% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Easier Funding, LLC?

Among all products tied to Easier Funding, LLC, "Debt or credit management" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Easier Funding, LLC?

The most common issue reported by consumers about Easier Funding, LLC is "Didn't provide services promised." All complaint issues are listed above with their counts.

How do I file a complaint against Easier Funding, LLC?

You can file a complaint against Easier Funding, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Easier Funding, LLC?

The CFPB has recorded complaints against Easier Funding, LLC from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Debt or credit management

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026