CFPB Consumer Complaint Profile

Fb Financial Corporation

72 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

72
Total complaints
Mid-range
15
Last 12 months
100%
Timely response
Top decile
20
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Fb Financial Corporation ranks #1543 of 3,843 financial companies by CFPB complaint volume, with 72 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#1543
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
20
states with complaints
C
PlainCredit Trust Score
56/100
Fb Financial Corporation · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Fb Financial Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Fb Financial Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 46
Mortgage - FHA mortgage 7
Checking or savings account - Checking account 6
Mortgage - Other type of mortgage 2
Debt collection - I do not know 2
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Mortgage debt 2
Mortgage - VA mortgage 1
Checking or savings account - Other banking product or service 1
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 1

Top Issues

1.Trouble during payment process 42
2.Closing on a mortgage 6
3.Managing an account 5
4.Attempts to collect debt not owed 4
5.Applying for a mortgage or refinancing an existing mortgage 3
6.Struggling to pay mortgage 3
7.Incorrect information on your report 3
8.Problem caused by your funds being low 1
9.Getting a line of credit 1
10.Improper use of your report 1

Complaints by Year

Year Complaints
2021 5
2022 22
2023 10
2024 18
2025 16
2026year in progress 1

Complaints by State (Top 15)

Tennessee 16
Alabama 11
Florida 9
Texas 5
South Carolina 5
Pennsylvania 4
Washington 3
Virginia 3
California 3
Wisconsin 2
Mississippi 2
Minnesota 1
Kentucky 1
New York 1
Arizona 1

Company Responses

Closed with explanation 72

What the CFPB Complaint Record Shows for Fb Financial Corporation

Fb Financial Corporation carries 72 complaints in the CFPB's database, 15 of them filed within the past 12 months. Consumers spanning 20 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Inside that category, "Trouble during payment process" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Fb Financial Corporation draw a 100% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Fb Financial Corporation have?

Fb Financial Corporation has 72 total consumer complaints filed with the CFPB, with 15 filed in the last 12 months.

Does Fb Financial Corporation respond to complaints on time?

CFPB complaints against Fb Financial Corporation draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Fb Financial Corporation?

"Mortgage" draws more CFPB complaints against Fb Financial Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Fb Financial Corporation?

"Trouble during payment process" is the single most frequently cited issue in complaints against Fb Financial Corporation - see all issues and counts above.

How do I file a complaint against Fb Financial Corporation?

You can file a complaint against Fb Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Fb Financial Corporation?

Consumers in 20 states and territories have filed complaints about Fb Financial Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Source: CFPB Consumer Complaint Database Data through March 2026