CFPB Consumer Complaint Profile

Financial Freedom Group, LLC

What 29 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

29
Total complaints
8
Last 12 months
96.6%
Timely response
22
States affected

The verdict

Financial Freedom Group, LLC ranks #2385 of 3,848 financial companies by CFPB complaint volume, with 29 complaints on record. It answers 96.6% of complaints on time — above the 93% median for companies with 100+ complaints.

#2385
of 3,848 companies by volume
96.6%
answered on time
Debt or credit manag…
most-complained product
22
states with complaints
Financial Freedom Group, LLC timely response rate 96.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt or credit management — Debt settlement 10
Debt collection — Credit card debt 8
Credit reporting, credit repair services, or other personal consumer reports — Credit repair services 6
Debt or credit management — Credit repair services 3
Money transfer, virtual currency, or money service — Debt settlement 1
Debt collection — I do not know 1

Top Issues

1.Didn't provide services promised 6
2.False statements or representation 4
3.Confusing or misleading advertising or marketing 3
4.Problem with customer service 3
5.Unauthorized withdrawals or charges 2
6.Written notification about debt 2
7.Confusing or missing disclosures 2
8.Attempts to collect debt not owed 2
9.Fraud or scam 1
10.Took or threatened to take negative or legal action 1

Complaints by Year

Year Complaints
2020 3
2021 4
2022 6
2023 2
2024 4
2025 7
2026 3

Complaints by State (Top 15)

Texas 3
California 2
Florida 2
New York 2
Utah 2
Oklahoma 2
Indiana 1
South Dakota 1
District of Columbia 1
Kentucky 1
Michigan 1
Kansas 1
Virginia 1
Iowa 1
Ohio 1

Company Responses

Closed with explanation 26
Closed with monetary relief 3

What the CFPB Complaint Record Shows for Financial Freedom Group, LLC

The CFPB Consumer Complaint Database has logged 29 complaints against Financial Freedom Group, LLC overall, with 8 of those filed in the trailing 12 months. Reports have come from consumers in 22 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt or credit management," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Didn't provide services promised" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Financial Freedom Group, LLC's timely response rate stands at 96.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 10.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Financial Freedom Group, LLC have?

Financial Freedom Group, LLC has 29 total consumer complaints filed with the CFPB, with 8 filed in the last 12 months.

Does Financial Freedom Group, LLC respond to complaints on time?

Financial Freedom Group, LLC has a 96.6% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Financial Freedom Group, LLC?

The most complained-about product for Financial Freedom Group, LLC is "Debt or credit management." You can view the full product breakdown on this page.

What is the most common complaint issue with Financial Freedom Group, LLC?

The most common issue reported by consumers about Financial Freedom Group, LLC is "Didn't provide services promised." All complaint issues are listed above with their counts.

How do I file a complaint against Financial Freedom Group, LLC?

You can file a complaint against Financial Freedom Group, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Financial Freedom Group, LLC?

Consumers in 22 states and territories have filed complaints about Financial Freedom Group, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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