CFPB Consumer Complaint Profile

First Associates Loan Servicing LLC

389 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

389
Total complaints
Above average
0
Last 12 months
98.2%
Timely response
Above median
42
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, First Associates Loan Servicing LLC has accumulated 389 complaints, placing it #585 by volume. Its on-time response rate is 98.2%, the 50th percentile among companies with 100+ complaints.

#585
of 3,843 companies by volume
98.2%
on time (50th pctile)
Student loan
most-complained product
42
states with complaints
C
PlainCredit Trust Score
57/100
First Associates Loan Servicing LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.2%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.2%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 4.6%
Share of complaints closed with monetary or non-monetary relief

First Associates Loan Servicing LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.2% Higher than most higher than 50% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2019 to 2020 complete years

  • Annual CFPB complaint volume moved from 67 in 2019 to 4 in 2020 (2019 → 2020).

See the full year-over-year release diff

First Associates Loan Servicing LLC timely response rate 98.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Student loan - Non-federal student loan 237
Student loan - Private student loan 77
Debt collection - Private student loan debt 22
Debt collection - Non-federal student loan 13
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 12
Debt collection - I do not know 7
Consumer Loan - Vehicle loan 4
Student loan - Federal student loan servicing 3
Payday loan, title loan, or personal loan - Installment loan 3
Debt collection - Other debt 2

Top Issues

1.Can't repay my loan 130
2.Dealing with my lender or servicer 78
3.Dealing with your lender or servicer 46
4.Getting a loan 28
5.Struggling to repay your loan 19
6.Communication tactics 11
7.Attempts to collect debt not owed 10
8.Incorrect information on your report 10
9.Written notification about debt 9
10.Cont'd attempts collect debt not owed 9

Complaints by Year

Year Complaints
2012 4
2013 10
2014 90
2015 83
2016 65
2017 38
2018 28
2019 67
2020 4

Complaints by State (Top 15)

Florida 29
California 28
Ohio 26
Texas 24
Virginia 18
Michigan 18
New York 16
Tennessee 13
Georgia 12
North Carolina 12
Wisconsin 11
Oregon 11
Illinois 11
Pennsylvania 10
Louisiana 10

Company Responses

Closed with explanation 367
Closed with non-monetary relief 16
Closed 4
Closed with monetary relief 2

What the CFPB Complaint Record Shows for First Associates Loan Servicing LLC

The CFPB Consumer Complaint Database has logged 389 complaints against First Associates Loan Servicing LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 42 states and territories, making this a nationwide complaint footprint. No product draws more complaints than "Student loan," which sits at the top of the product breakdown. The specific issue named most within that category is "Can't repay my loan," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, First Associates Loan Servicing LLC posts a 98.2% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 19.2% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 4.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does First Associates Loan Servicing LLC have?

The CFPB has logged 389 complaints against First Associates Loan Servicing LLC to date, of which 0 came in over the last 12 months.

Does First Associates Loan Servicing LLC respond to complaints on time?

CFPB complaints against First Associates Loan Servicing LLC draw a 98.2% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for First Associates Loan Servicing LLC?

Among all products tied to First Associates Loan Servicing LLC, "Student loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with First Associates Loan Servicing LLC?

Consumers most often cite "Can't repay my loan" when complaining about First Associates Loan Servicing LLC; the full issue list with counts is above.

How do I file a complaint against First Associates Loan Servicing LLC?

You can file a complaint against First Associates Loan Servicing LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about First Associates Loan Servicing LLC?

The CFPB has recorded complaints against First Associates Loan Servicing LLC from 42 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for First Associates Loan Servicing LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (19.2% here).

Also handles Student loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026