CFPB Consumer Complaint Profile

First Hawaiian, Inc.

Behind the 295 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

295
Total complaints
Above average
38
Last 12 months
99%
Timely response
Above median
25
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, First Hawaiian, Inc. has accumulated 295 complaints, placing it #710 by volume. Its on-time response rate is 99%, the 60th percentile among companies with 100+ complaints.

#710
of 3,843 companies by volume
99%
on time (60th pctile)
Checking or savings …
most-complained product
25
states with complaints
C+
PlainCredit Trust Score
64/100
First Hawaiian, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.0%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.5%
Share of responses the consumer disputed (lower is better)
Relief Rate B 9.2%
Share of complaints closed with monetary or non-monetary relief

First Hawaiian, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99% Higher than most higher than 60% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 25 in 2024 to 41 in 2025 (2024 → 2025).

See the full year-over-year release diff

First Hawaiian, Inc. timely response rate 99.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 87
Bank account or service - Checking account 31
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 24
Vehicle loan or lease - Loan 15
Credit card or prepaid card - General-purpose credit card or charge card 12
Credit card - General-purpose credit card or charge card 12
Checking or savings account - Other banking product or service 11
Credit reporting or other personal consumer reports - Credit reporting 11
Credit card 10
Bank account or service - Other bank product/service 8

Top Issues

1.Managing an account 61
2.Incorrect information on your report 28
3.Account opening, closing, or management 18
4.Deposits and withdrawals 16
5.Closing an account 16
6.Problem with a lender or other company charging your account 14
7.Problem caused by your funds being low 12
8.Problem with a purchase shown on your statement 9
9.Managing the loan or lease 7
10.Improper use of your report 6

Complaints by Year

Year Complaints
2011 1
2012 15
2013 14
2014 15
2015 13
2016 13
2017 10
2018 24
2019 13
2020 21
2021 17
2022 25
2023 40
2024 25
2025 41
2026year in progress 8

Complaints by State (Top 15)

Hawaii 189
California 24
GU 23
Florida 8
Arizona 6
Nevada 5
Virginia 4
Texas 2
North Carolina 2
Maryland 2
Tennessee 2
MP 2
Georgia 2
Michigan 2
AS 1

Company Responses

Closed with explanation 268
Closed with non-monetary relief 14
Closed with monetary relief 10
Closed without relief 2
Closed with relief 1

What the CFPB Complaint Record Shows for First Hawaiian, Inc.

295 complaints against First Hawaiian, Inc. appear in the CFPB record, including 38 from the trailing year. The 25 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against First Hawaiian, Inc. draw a 99% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 19.5% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 9.2% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does First Hawaiian, Inc. have?

295 complaints have been filed against First Hawaiian, Inc. with the CFPB overall - 38 of them in the past year.

Does First Hawaiian, Inc. respond to complaints on time?

CFPB complaints against First Hawaiian, Inc. draw a 99% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for First Hawaiian, Inc.?

Among all products tied to First Hawaiian, Inc., "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with First Hawaiian, Inc.?

The most common issue reported by consumers about First Hawaiian, Inc. is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against First Hawaiian, Inc.?

You can file a complaint against First Hawaiian, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about First Hawaiian, Inc.?

First Hawaiian, Inc. has drawn CFPB complaints from 25 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for First Hawaiian, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (19.5% here).

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026