CFPB Consumer Complaint Profile

Fitzgerald Goldman & Associates, Inc.

What 12 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

12
Total complaints
0
Last 12 months
16.7%
Timely response
8
States affected

The verdict

Fitzgerald Goldman & Associates, Inc. ranks #3497 of 3,848 financial companies by CFPB complaint volume, with 12 complaints on record. It answers 16.7% of complaints on time — below the 93% median for companies with 100+ complaints.

#3497
of 3,848 companies by volume
16.7%
answered on time
Debt collection
most-complained product
8
states with complaints
Fitzgerald Goldman & Associates, Inc. timely response rate 16.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Payday loan 5
Debt collection — I do not know 5
Payday loan 2

Top Issues

1.Communication tactics 4
2.Improper contact or sharing of info 2
3.Taking/threatening an illegal action 2
4.Can't contact lender 2
5.False statements or representation 1
6.Cont'd attempts collect debt not owed 1

Complaints by Year

Year Complaints
2015 9
2016 3

Complaints by State (Top 15)

Texas 3
Florida 2
Maryland 2
Nebraska 1
Massachusetts 1
North Carolina 1
Wisconsin 1
Louisiana 1

Company Responses

Closed with explanation 12

What the CFPB Complaint Record Shows for Fitzgerald Goldman & Associates, Inc.

The CFPB Consumer Complaint Database has logged 12 complaints against Fitzgerald Goldman & Associates, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Fitzgerald Goldman & Associates, Inc.'s timely response rate stands at 16.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 8.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Fitzgerald Goldman & Associates, Inc. have?

Fitzgerald Goldman & Associates, Inc. has 12 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Fitzgerald Goldman & Associates, Inc. respond to complaints on time?

Fitzgerald Goldman & Associates, Inc. has a 16.7% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Fitzgerald Goldman & Associates, Inc.?

The most complained-about product for Fitzgerald Goldman & Associates, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Fitzgerald Goldman & Associates, Inc.?

The most common issue reported by consumers about Fitzgerald Goldman & Associates, Inc. is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Fitzgerald Goldman & Associates, Inc.?

You can file a complaint against Fitzgerald Goldman & Associates, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Fitzgerald Goldman & Associates, Inc.?

Consumers in 8 states and territories have filed complaints about Fitzgerald Goldman & Associates, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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