CFPB Consumer Complaint Profile

Foreman Financial Inc.

Behind the 30 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

30
Total complaints
Mid-range
1
Last 12 months
90%
Timely response
Bottom quartile
4
States affected

The verdict

Foreman Financial Inc. ranks #2333 of 3,843 financial companies by CFPB complaint volume, with 30 complaints on record. Its on-time response rate is 90%, the 18th percentile among companies with 100+ complaints.

#2333
of 3,843 companies by volume
90%
on time (18th pctile)
Credit reporting, cr…
most-complained product
4
states with complaints
F
PlainCredit Trust Score
24/100
Foreman Financial Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 90.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Foreman Financial Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

90% Among the lowest higher than 18% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Foreman Financial Inc. timely response rate 90.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Vehicle loan or lease - Loan 6
Debt collection - Auto debt 5
Consumer Loan - Vehicle loan 4
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - I do not know 2
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 2
Consumer Loan - Vehicle lease 1

Top Issues

1.Managing the loan or lease 6
2.Incorrect information on your report 4
3.Took or threatened to take negative or legal action 4
4.Problem with a credit reporting company's investigation into an existing problem 3
5.Problems when you are unable to pay 3
6.Improper use of your report 2
7.Fraud or scam 2
8.Attempts to collect debt not owed 2
9.Problem with fraud alerts or security freezes 1
10.Disclosure verification of debt 1

Complaints by Year

Year Complaints
2015 1
2016 4
2017 5
2018 4
2019 4
2020 1
2021 3
2022 4
2024 2
2025 2

Complaints by State (Top 15)

California 27
Arizona 1
Texas 1
Nevada 1

Company Responses

Closed with explanation 29
Closed 1

What the CFPB Complaint Record Shows for Foreman Financial Inc.

Foreman Financial Inc. carries 30 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 4 states and territories have weighed in, giving this a geographically concentrated footprint. "Credit reporting, credit repair services, or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Managing the loan or lease," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Foreman Financial Inc. draw a 90% reply rate inside the Bureau's 15-day window. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Consumers formally disputed the company's response at a 33.3% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Foreman Financial Inc. have?

The CFPB has logged 30 complaints against Foreman Financial Inc. to date, of which 1 came in over the last 12 months.

Does Foreman Financial Inc. respond to complaints on time?

CFPB complaints against Foreman Financial Inc. draw a 90% timely-response rate inside the expected window.

What product generates the most complaints for Foreman Financial Inc.?

The most complained-about product for Foreman Financial Inc. is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Foreman Financial Inc.?

Consumers most often cite "Managing the loan or lease" when complaining about Foreman Financial Inc.; the full issue list with counts is above.

How do I file a complaint against Foreman Financial Inc.?

You can file a complaint against Foreman Financial Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Foreman Financial Inc.?

Foreman Financial Inc. has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Foreman Financial Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026