Forest Recovery Services LLC

CFPB Consumer Complaint Profile

148
Total Complaints
50
Last 12 Months
98.6%
Timely Response
24
States Affected
Forest Recovery Services LLC timely response rate 98.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 49
Debt collection — Other debt 34
Debt collection — Medical debt 27
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 11
Debt collection — Rental debt 9
Credit reporting or other personal consumer reports — Credit reporting 8
Debt collection — Medical 4
Debt collection — Credit card debt 2
Debt collection — Auto debt 2
Debt collection — Other (i.e. phone, health club, etc.) 2

Top Issues

1.Attempts to collect debt not owed 62
2.Written notification about debt 26
3.False statements or representation 18
4.Took or threatened to take negative or legal action 13
5.Incorrect information on your report 9
6.Communication tactics 4
7.Improper use of your report 4
8.Cont'd attempts collect debt not owed 3
9.Problem with a credit reporting company's investigation into an existing problem 3
10.Problem with a company's investigation into an existing problem 3

Complaints by Year

Year Complaints
2014 1
2015 2
2016 5
2017 5
2018 4
2019 6
2020 6
2021 10
2022 6
2023 12
2024 30
2025 46
2026 15

Complaints by State (Top 15)

Florida 40
Texas 25
Illinois 16
California 14
Georgia 10
New York 6
South Carolina 6
Ohio 5
Pennsylvania 3
Arizona 2
Wisconsin 2
Iowa 2
Indiana 2
North Carolina 2
Tennessee 2

Company Responses

Closed with explanation 145
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Forest Recovery Services LLC

The CFPB Consumer Complaint Database has logged 148 complaints against Forest Recovery Services LLC overall, with 50 of those filed in the trailing 12 months. Reports have come from consumers in 24 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Forest Recovery Services LLC's timely response rate stands at 98.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 25% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Forest Recovery Services LLC have?

Forest Recovery Services LLC has 148 total consumer complaints filed with the CFPB, with 50 filed in the last 12 months.

Does Forest Recovery Services LLC respond to complaints on time?

Forest Recovery Services LLC has a 98.6% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Forest Recovery Services LLC?

The most complained-about product for Forest Recovery Services LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Forest Recovery Services LLC?

The most common issue reported by consumers about Forest Recovery Services LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Forest Recovery Services LLC?

You can file a complaint against Forest Recovery Services LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Forest Recovery Services LLC?

Consumers in 24 states and territories have filed complaints about Forest Recovery Services LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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