CFPB Consumer Complaint Profile

Gaba Law Corporation

Behind the 14 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

14
Total complaints
Below average
1
Last 12 months
57.1%
Timely response
Bottom decile
5
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Gaba Law Corporation sits at #3314, with 14 complaints logged. It posts a 57.1% on-time response rate, the 4th percentile among companies with 100+ complaints.

#3314
of 3,843 companies by volume
57.1%
on time (4th pctile)
Debt collection
most-complained product
5
states with complaints
F
PlainCredit Trust Score
29/100
Gaba Law Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 57.1%
Share of complaints answered within the CFPB response window
Dispute Rate F 37.5%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 7.1%
Share of complaints closed with monetary or non-monetary relief

Gaba Law Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

57.1% Among the lowest higher than 4% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Gaba Law Corporation timely response rate 57.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 4
Debt collection - Non-federal student loan 4
Debt collection - I do not know 2
Credit card or prepaid card - General-purpose credit card or charge card 1
Debt collection - Other (i.e. phone, health club, etc.) 1
Student loan - Private student loan 1
Debt collection - Medical 1

Top Issues

1.False statements or representation 3
2.Taking/threatening an illegal action 3
3.Written notification about debt 2
4.Cont'd attempts collect debt not owed 2
5.Trouble using your card 1
6.Attempts to collect debt not owed 1
7.Dealing with your lender or servicer 1
8.Communication tactics 1

Complaints by Year

Year Complaints
2014 2
2015 3
2016 2
2017 1
2018 2
2020 1
2021 2
2025 1

Complaints by State (Top 15)

California 9
Utah 1
Mississippi 1
Oregon 1
Alabama 1

Company Responses

Closed with explanation 8
Closed 4
Closed with non-monetary relief 1
Untimely response 1

What the CFPB Complaint Record Shows for Gaba Law Corporation

The CFPB Consumer Complaint Database has logged 14 complaints against Gaba Law Corporation overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 5 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "False statements or representation," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Gaba Law Corporation draw a 57.1% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Consumers formally disputed the company's response at a 37.5% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 7.1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Gaba Law Corporation have?

Gaba Law Corporation has 14 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Gaba Law Corporation respond to complaints on time?

Gaba Law Corporation has a 57.1% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Gaba Law Corporation?

The most complained-about product for Gaba Law Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Gaba Law Corporation?

Consumers most often cite "False statements or representation" when complaining about Gaba Law Corporation; the full issue list with counts is above.

How do I file a complaint against Gaba Law Corporation?

You can file a complaint against Gaba Law Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Gaba Law Corporation?

Gaba Law Corporation has drawn CFPB complaints from 5 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Gaba Law Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (37.5% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026