CFPB Consumer Complaint Profile

General Financial, Inc.

15 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

15
Total complaints
Below average
0
Last 12 months
20%
Timely response
Bottom decile
9
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

15 CFPB complaints put General Financial, Inc. at #3232 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 20%, the 1st percentile among companies with 100+ complaints.

#3232
of 3,843 companies by volume
20%
on time (1st pctile)
Debt collection
most-complained product
9
states with complaints
F
PlainCredit Trust Score
12/100
General Financial, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 20.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

General Financial, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

20% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

General Financial, Inc. timely response rate 20.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 4
Consumer Loan - Installment loan 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Debt collection - Payday loan debt 2
Debt collection - I do not know 2
Debt collection - Other (i.e. phone, health club, etc.) 1
Debt collection - Auto debt 1

Top Issues

1.Attempts to collect debt not owed 4
2.False statements or representation 2
3.Incorrect information on your report 2
4.Communication tactics 2
5.Managing the loan or lease 2
6.Taking out the loan or lease 1
7.Cont'd attempts collect debt not owed 1
8.Took or threatened to take negative or legal action 1

Complaints by Year

Year Complaints
2015 3
2017 5
2018 5
2019 2

Complaints by State (Top 15)

Virginia 3
Colorado 2
Texas 2
Missouri 2
North Carolina 2
South Carolina 1
Washington 1
AE 1
West Virginia 1

Company Responses

Untimely response 12
Closed with explanation 3

What the CFPB Complaint Record Shows for General Financial, Inc.

15 complaints against General Financial, Inc. appear in the CFPB record, including 0 from the trailing year. The 9 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against General Financial, Inc. draw a 20% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 25% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does General Financial, Inc. have?

15 complaints have been filed against General Financial, Inc. with the CFPB overall - 0 of them in the past year.

Does General Financial, Inc. respond to complaints on time?

General Financial, Inc. has a 20% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for General Financial, Inc.?

Among all products tied to General Financial, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with General Financial, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against General Financial, Inc. - see all issues and counts above.

How do I file a complaint against General Financial, Inc.?

You can file a complaint against General Financial, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about General Financial, Inc.?

Consumers in 9 states and territories have filed complaints about General Financial, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for General Financial, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026