CFPB Consumer Complaint Profile

Griffin Funding, Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

10
Total complaints
Below average
2
Last 12 months
80%
Timely response
Bottom decile
7
States affected

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The verdict

By CFPB complaint volume, Griffin Funding, Inc. is #3715 out of 3,843 financial companies. For answering complaints on time it stands at the 9th percentile in the 100+ complaint peer group.

Mortgage
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
57/100
Griffin Funding, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 80.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A+ 40.0%
Share of complaints closed with monetary or non-monetary relief

Griffin Funding, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

80% Among the lowest higher than 9% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Other type of mortgage 5
Mortgage - USDA mortgage 1
Credit reporting or other personal consumer reports - Credit reporting 1
Mortgage - VA mortgage 1
Debt collection - Mortgage debt 1
Mortgage - Conventional home mortgage 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 4
2.Closing on a mortgage 4
3.Improper use of your report 1
4.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2020 1
2021 2
2022 1
2023 1
2024 1
2025 4

Complaints by State (Top 15)

Texas 4
Oklahoma 1
Oregon 1
Illinois 1
California 1
Virginia 1
Montana 1

Company Responses

Closed with explanation 6
Closed with non-monetary relief 3
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Griffin Funding, Inc.

Griffin Funding, Inc. draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Applying for a mortgage or refinancing an existing mortgage," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Griffin Funding, Inc. have?

10 complaints have been filed against Griffin Funding, Inc. with the CFPB overall - 2 of them in the past year.

Does Griffin Funding, Inc. respond to complaints on time?

CFPB complaints against Griffin Funding, Inc. draw a 80% timely-response rate inside the expected window.

What product generates the most complaints for Griffin Funding, Inc.?

"Mortgage" draws more CFPB complaints against Griffin Funding, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Griffin Funding, Inc.?

"Applying for a mortgage or refinancing an existing mortgage" is the single most frequently cited issue in complaints against Griffin Funding, Inc. - see all issues and counts above.

How do I file a complaint against Griffin Funding, Inc.?

You can file a complaint against Griffin Funding, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Griffin Funding, Inc.?

Griffin Funding, Inc. has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Griffin Funding, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.