CFPB Consumer Complaint Profile

Gsf Mortgage Corp

What 42 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

42
Total complaints
0
Last 12 months
81%
Timely response
19
States affected

The verdict

Gsf Mortgage Corp ranks #1998 of 3,848 financial companies by CFPB complaint volume, with 42 complaints on record. It answers 81% of complaints on time — below the 93% median for companies with 100+ complaints.

#1998
of 3,848 companies by volume
81%
answered on time
Mortgage
most-complained product
19
states with complaints
Gsf Mortgage Corp timely response rate 81.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 13
Mortgage — VA mortgage 8
Mortgage — FHA mortgage 8
Mortgage — Other mortgage 4
Mortgage — Other type of mortgage 4
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2
Mortgage — Reverse mortgage 2
Mortgage — Conventional fixed mortgage 1

Top Issues

1.Trouble during payment process 12
2.Applying for a mortgage or refinancing an existing mortgage 9
3.Closing on a mortgage 8
4.Loan servicing, payments, escrow account 5
5.Incorrect information on your report 3
6.Settlement process and costs 2
7.Application, originator, mortgage broker 2
8.Credit decision / Underwriting 1

Complaints by Year

Year Complaints
2012 1
2014 1
2015 6
2017 5
2018 1
2020 13
2021 10
2022 5

Complaints by State (Top 15)

Wisconsin 7
Texas 6
Florida 5
Michigan 3
Oregon 3
Missouri 2
Ohio 1
New Jersey 1
Indiana 1
Delaware 1
Pennsylvania 1
Georgia 1
California 1
Colorado 1
District of Columbia 1

Company Responses

Closed with explanation 38
Closed with monetary relief 3
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Gsf Mortgage Corp

The CFPB Consumer Complaint Database has logged 42 complaints against Gsf Mortgage Corp overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 19 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Gsf Mortgage Corp's timely response rate stands at 81%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 20% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 9.5% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Gsf Mortgage Corp have?

Gsf Mortgage Corp has 42 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Gsf Mortgage Corp respond to complaints on time?

Gsf Mortgage Corp has a 81% timely response rate to CFPB complaints.

What product generates the most complaints for Gsf Mortgage Corp?

The most complained-about product for Gsf Mortgage Corp is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Gsf Mortgage Corp?

The most common issue reported by consumers about Gsf Mortgage Corp is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Gsf Mortgage Corp?

You can file a complaint against Gsf Mortgage Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Gsf Mortgage Corp?

Consumers in 19 states and territories have filed complaints about Gsf Mortgage Corp with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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