Hayt Hayt & Landau, P.L. (FL)

CFPB Consumer Complaint Profile

190
Total Complaints
37
Last 12 Months
97.4%
Timely Response
8
States Affected
Hayt Hayt & Landau, P.L. (FL) timely response rate 97.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 95
Debt collection — I do not know 31
Debt collection — Credit card 21
Debt collection — Auto debt 12
Debt collection — Other debt 8
Credit reporting or other personal consumer reports — Credit reporting 8
Credit card or prepaid card — General-purpose credit card or charge card 2
Credit card — General-purpose credit card or charge card 2
Debt collection — Medical debt 2
Debt collection — Private student loan debt 2

Top Issues

1.Attempts to collect debt not owed 44
2.Took or threatened to take negative or legal action 39
3.False statements or representation 38
4.Written notification about debt 26
5.Incorrect information on your report 7
6.Threatened to contact someone or share information improperly 6
7.Communication tactics 6
8.Taking/threatening an illegal action 6
9.Disclosure verification of debt 5
10.Cont'd attempts collect debt not owed 5

Complaints by Year

Year Complaints
2013 5
2014 3
2015 7
2016 8
2017 8
2018 9
2019 16
2020 12
2021 17
2022 9
2023 23
2024 19
2025 48
2026 6

Complaints by State (Top 15)

Florida 106
Georgia 78
New Mexico 1
Michigan 1
North Carolina 1
New Jersey 1
Maine 1
California 1

Company Responses

Closed with explanation 190

What the CFPB Complaint Record Shows for Hayt Hayt & Landau, P.L. (FL)

The CFPB Consumer Complaint Database has logged 190 complaints against Hayt Hayt & Landau, P.L. (FL) overall, with 37 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Hayt Hayt & Landau, P.L. (FL)'s timely response rate stands at 97.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 48.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Hayt Hayt & Landau, P.L. (FL) have?

Hayt Hayt & Landau, P.L. (FL) has 190 total consumer complaints filed with the CFPB, with 37 filed in the last 12 months.

Does Hayt Hayt & Landau, P.L. (FL) respond to complaints on time?

Hayt Hayt & Landau, P.L. (FL) has a 97.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Hayt Hayt & Landau, P.L. (FL)?

The most complained-about product for Hayt Hayt & Landau, P.L. (FL) is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Hayt Hayt & Landau, P.L. (FL)?

The most common issue reported by consumers about Hayt Hayt & Landau, P.L. (FL) is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Hayt Hayt & Landau, P.L. (FL)?

You can file a complaint against Hayt Hayt & Landau, P.L. (FL) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Hayt Hayt & Landau, P.L. (FL)?

Consumers in 8 states and territories have filed complaints about Hayt Hayt & Landau, P.L. (FL) with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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