CFPB Consumer Complaint Profile

Heavner, Beyers & Mihlar LLC

Behind the 20 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

20
Total complaints
Mid-range
4
Last 12 months
95%
Timely response
Below median
3
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Heavner, Beyers & Mihlar LLC has accumulated 20 complaints, placing it #2861 by volume. Its on-time response rate is 95%, the 29th percentile among companies with 100+ complaints.

#2861
of 3,843 companies by volume
95%
on time (29th pctile)
Debt collection
most-complained product
3
states with complaints
F
PlainCredit Trust Score
31/100
Heavner, Beyers & Mihlar LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Heavner, Beyers & Mihlar LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95% Around the middle higher than 29% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Heavner, Beyers & Mihlar LLC timely response rate 95.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 5
Debt collection - Mortgage debt 3
Mortgage - FHA mortgage 2
Debt collection - Payday loan 2
Debt collection - Other debt 2
Debt collection - Auto debt 1
Mortgage - Home equity loan or line of credit (HELOC) 1
Mortgage - Conventional home mortgage 1
Mortgage - Other type of mortgage 1
Mortgage - Reverse mortgage 1

Top Issues

1.Attempts to collect debt not owed 6
2.Struggling to pay mortgage 4
3.Took or threatened to take negative or legal action 3
4.False statements or representation 3
5.Loan servicing, payments, escrow account 1
6.Loan modification,collection,foreclosure 1
7.Improper contact or sharing of info 1
8.Threatened to contact someone or share information improperly 1

Complaints by Year

Year Complaints
2015 1
2016 3
2018 2
2021 1
2023 5
2024 3
2025 4
2026year in progress 1

Complaints by State (Top 15)

Illinois 18
Florida 1
Missouri 1

Company Responses

Closed with explanation 19
Untimely response 1

What the CFPB Complaint Record Shows for Heavner, Beyers & Mihlar LLC

Heavner, Beyers & Mihlar LLC carries 20 complaints in the CFPB's database, 4 of them filed within the past 12 months. Consumers spanning 3 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Heavner, Beyers & Mihlar LLC's timely response rate stands at 95%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 25% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Heavner, Beyers & Mihlar LLC have?

Heavner, Beyers & Mihlar LLC has 20 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Heavner, Beyers & Mihlar LLC respond to complaints on time?

Heavner, Beyers & Mihlar LLC has a 95% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Heavner, Beyers & Mihlar LLC?

Among all products tied to Heavner, Beyers & Mihlar LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Heavner, Beyers & Mihlar LLC?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Heavner, Beyers & Mihlar LLC - see all issues and counts above.

How do I file a complaint against Heavner, Beyers & Mihlar LLC?

You can file a complaint against Heavner, Beyers & Mihlar LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Heavner, Beyers & Mihlar LLC?

Consumers in 3 states and territories have filed complaints about Heavner, Beyers & Mihlar LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Heavner, Beyers & Mihlar LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026