CFPB Consumer Complaint Profile

Henley, Lotterhos & Henley, PLLC

What 19 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

19
Total complaints
1
Last 12 months
89.5%
Timely response
1
States affected

The verdict

Henley, Lotterhos & Henley, PLLC ranks #2939 of 3,848 financial companies by CFPB complaint volume, with 19 complaints on record. It answers 89.5% of complaints on time — below the 93% median for companies with 100+ complaints.

#2939
of 3,848 companies by volume
89.5%
answered on time
Debt collection
most-complained product
1
states with complaints
Henley, Lotterhos & Henley, PLLC timely response rate 89.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — I do not know 5
Debt collection — Auto debt 4
Debt collection — Auto 3
Debt collection — Credit card 2
Debt collection — Other debt 1
Consumer Loan — Installment loan 1
Vehicle loan or lease — Loan 1
Debt collection — Credit card debt 1
Credit card 1

Top Issues

1.Took or threatened to take negative or legal action 4
2.Attempts to collect debt not owed 4
3.False statements or representation 2
4.Taking/threatening an illegal action 2
5.Communication tactics 2
6.Problems when you are unable to pay 1
7.Struggling to pay your loan 1
8.Written notification about debt 1
9.Cont'd attempts collect debt not owed 1
10.Identity theft / Fraud / Embezzlement 1

Complaints by Year

Year Complaints
2013 2
2014 1
2015 2
2016 3
2017 1
2022 2
2023 4
2024 3
2025 1

Complaints by State (Top 15)

Mississippi 19

Company Responses

Closed with explanation 17
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Henley, Lotterhos & Henley, PLLC

The CFPB Consumer Complaint Database has logged 19 complaints against Henley, Lotterhos & Henley, PLLC overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 1 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Henley, Lotterhos & Henley, PLLC's timely response rate stands at 89.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 25% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 10.5% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Henley, Lotterhos & Henley, PLLC have?

Henley, Lotterhos & Henley, PLLC has 19 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Henley, Lotterhos & Henley, PLLC respond to complaints on time?

Henley, Lotterhos & Henley, PLLC has a 89.5% timely response rate to CFPB complaints.

What product generates the most complaints for Henley, Lotterhos & Henley, PLLC?

The most complained-about product for Henley, Lotterhos & Henley, PLLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Henley, Lotterhos & Henley, PLLC?

The most common issue reported by consumers about Henley, Lotterhos & Henley, PLLC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Henley, Lotterhos & Henley, PLLC?

You can file a complaint against Henley, Lotterhos & Henley, PLLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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