CFPB Consumer Complaint Profile

High Point Asset Inc

143 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

143
Total complaints
Mid-range
1
Last 12 months
13.3%
Timely response
Bottom decile
30
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, High Point Asset Inc sits at #1123, with 143 complaints logged. On-time replies land at 13.3%, the 1st percentile for the 100+ complaint peer group.

#1123
of 3,843 companies by volume
13.3%
on time (1st pctile)
Debt collection
most-complained product
30
states with complaints
F
PlainCredit Trust Score
19/100
High Point Asset Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 13.3%
Share of complaints answered within the CFPB response window
Dispute Rate D 17.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

High Point Asset Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

13.3% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2016 to 2021 complete years

  • Annual CFPB complaint volume moved from 37 in 2016 to 1 in 2021 (2016 → 2021).

See the full year-over-year release diff

High Point Asset Inc timely response rate 13.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 59
Debt collection - Payday loan 57
Payday loan 20
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Credit card 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - Other debt 1

Top Issues

1.Cont'd attempts collect debt not owed 67
2.Communication tactics 19
3.Taking/threatening an illegal action 15
4.Improper contact or sharing of info 9
5.Can't contact lender 8
6.Disclosure verification of debt 6
7.False statements or representation 5
8.Charged fees or interest I didn't expect 5
9.Received a loan I didn't apply for 4
10.Incorrect information on your report 1

Complaints by Year

Year Complaints
2015 104
2016 37
2021 1
2026year in progress 1

Complaints by State (Top 15)

California 27
Texas 14
Florida 14
Illinois 11
Wisconsin 10
Michigan 8
North Carolina 8
Maryland 7
Minnesota 4
Kentucky 4
Washington 4
Missouri 3
Oregon 3
Pennsylvania 3
Oklahoma 2

Company Responses

Closed with explanation 116
Untimely response 27

What the CFPB Complaint Record Shows for High Point Asset Inc

High Point Asset Inc carries 143 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 30 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, High Point Asset Inc posts a 13.3% reply rate on forwarded complaints. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 17% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does High Point Asset Inc have?

143 complaints have been filed against High Point Asset Inc with the CFPB overall - 1 of them in the past year.

Does High Point Asset Inc respond to complaints on time?

High Point Asset Inc's CFPB timely-response rate is 13.3%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for High Point Asset Inc?

"Debt collection" draws more CFPB complaints against High Point Asset Inc than any other product - see the full breakdown above.

What is the most common complaint issue with High Point Asset Inc?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about High Point Asset Inc; the full issue list with counts is above.

How do I file a complaint against High Point Asset Inc?

You can file a complaint against High Point Asset Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about High Point Asset Inc?

High Point Asset Inc has drawn CFPB complaints from 30 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for High Point Asset Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (17% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026