CFPB Consumer Complaint Profile

High Point Asset Inc

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

143
Total complaints
Mid-range
1
Last 12 months
13.3%
Timely response
Bottom decile
30
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, High Point Asset Inc sits at #1123. For answering complaints on time it stands at the 1st percentile in the 100+ complaint peer group.

Debt collection
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
19/100
High Point Asset Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 13.3%
Share of complaints answered within the CFPB response window
Dispute Rate D 17.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

High Point Asset Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

13.3% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2016 to 2021 complete years

  • Annual CFPB complaint volume moved from 37 in 2016 to 1 in 2021 (2016 → 2021).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - I do not know 59
Debt collection - Payday loan 57
Payday loan 20
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Credit card 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - Other debt 1

Top Issues

1.Cont'd attempts collect debt not owed 67
2.Communication tactics 19
3.Taking/threatening an illegal action 15
4.Improper contact or sharing of info 9
5.Can't contact lender 8
6.Disclosure verification of debt 6
7.False statements or representation 5
8.Charged fees or interest I didn't expect 5
9.Received a loan I didn't apply for 4
10.Incorrect information on your report 1

Complaints by Year

Year Complaints
2015 104
2016 37
2021 1
2026year in progress 1

Complaints by State (Top 15)

California 27
Texas 14
Florida 14
Illinois 11
Wisconsin 10
Michigan 8
North Carolina 8
Maryland 7
Minnesota 4
Kentucky 4
Washington 4
Missouri 3
Oregon 3
Pennsylvania 3
Oklahoma 2

Company Responses

Closed with explanation 116
Untimely response 27

What the CFPB Complaint Record Shows for High Point Asset Inc

High Point Asset Inc draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is far under the 95% benchmark, a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for High Point Asset Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (17% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does High Point Asset Inc have?

143 complaints have been filed against High Point Asset Inc with the CFPB overall - 1 of them in the past year.

Does High Point Asset Inc respond to complaints on time?

High Point Asset Inc's CFPB timely-response rate is 13.3%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for High Point Asset Inc?

"Debt collection" draws more CFPB complaints against High Point Asset Inc than any other product - see the full breakdown above.

What is the most common complaint issue with High Point Asset Inc?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about High Point Asset Inc; the full issue list with counts is above.

How do I file a complaint against High Point Asset Inc?

You can file a complaint against High Point Asset Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about High Point Asset Inc?

High Point Asset Inc has drawn CFPB complaints from 30 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

High Point Asset Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.