CFPB Consumer Complaint Profile

Holloway Credit Solutions

Consumers have filed 383 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

383
Total complaints
50
Last 12 months
99.7%
Timely response
18
States affected

The verdict

383 CFPB complaints put Holloway Credit Solutions at #591 out of 3,848 financial companies ranked by complaint volume. It answers 99.7% of complaints on time - above the 93% median for companies with 100+ complaints.

#591
of 3,848 companies by volume
99.7%
answered on time
Debt collection
most-complained product
18
states with complaints
Holloway Credit Solutions timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 151
Debt collection - I do not know 83
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 43
Debt collection - Medical 40
Credit reporting or other personal consumer reports - Credit reporting 26
Debt collection - Other debt 15
Debt collection - Other (i.e. phone, health club, etc.) 13
Debt collection - Rental debt 4
Debt collection - Private student loan debt 3
Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 134
2.Written notification about debt 57
3.Incorrect information on your report 45
4.False statements or representation 33
5.Disclosure verification of debt 21
6.Cont'd attempts collect debt not owed 21
7.Took or threatened to take negative or legal action 17
8.Communication tactics 17
9.Improper use of your report 11
10.Problem with a company's investigation into an existing problem 7

Complaints by Year

Year Complaints
2013 4
2014 12
2015 18
2016 20
2017 14
2018 23
2019 20
2020 32
2021 58
2022 34
2023 30
2024 55
2025 54
2026 9

Complaints by State (Top 15)

Alabama 288
Georgia 33
Florida 21
California 12
Louisiana 6
Texas 4
North Carolina 2
South Carolina 2
Rhode Island 2
District of Columbia 2
Tennessee 2
Oklahoma 1
Colorado 1
Nevada 1
Puerto Rico 1

Company Responses

Closed with explanation 338
Closed with non-monetary relief 44
Closed 1

What the CFPB Complaint Record Shows for Holloway Credit Solutions

383 complaints against Holloway Credit Solutions appear in the CFPB record, including 50 from the trailing year. The 18 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Holloway Credit Solutions answers 99.7% of forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. In 23.7% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. 11.5% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Holloway Credit Solutions have?

The CFPB has logged 383 complaints against Holloway Credit Solutions to date, of which 50 came in over the last 12 months.

Does Holloway Credit Solutions respond to complaints on time?

Holloway Credit Solutions has a 99.7% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Holloway Credit Solutions?

"Debt collection" draws more CFPB complaints against Holloway Credit Solutions than any other product - see the full breakdown above.

What is the most common complaint issue with Holloway Credit Solutions?

The most common issue reported by consumers about Holloway Credit Solutions is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Holloway Credit Solutions?

You can file a complaint against Holloway Credit Solutions directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Holloway Credit Solutions?

The CFPB has recorded complaints against Holloway Credit Solutions from 18 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026