CFPB Consumer Complaint Profile

Holloway Credit Solutions

Consumers have filed 383 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

383
Total complaints
Above average
50
Last 12 months
99.7%
Timely response
Top decile
18
States affected

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The verdict

383 CFPB complaints put Holloway Credit Solutions at #590 out of 3,843 financial companies ranked by complaint volume. It posts a 99.7% on-time response rate, the 76th percentile among companies with 100+ complaints.

#590
of 3,843 companies by volume
99.7%
on time (76th pctile)
Debt collection
most-complained product
18
states with complaints
C+
PlainCredit Trust Score
62/100
Holloway Credit Solutions · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B+ 99.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 23.7%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 11.5%
Share of complaints closed with monetary or non-monetary relief

Holloway Credit Solutions vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.7% Top 24% higher than 76% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Holloway Credit Solutions timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 151
Debt collection - I do not know 83
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 43
Debt collection - Medical 40
Credit reporting or other personal consumer reports - Credit reporting 26
Debt collection - Other debt 15
Debt collection - Other (i.e. phone, health club, etc.) 13
Debt collection - Rental debt 4
Debt collection - Private student loan debt 3
Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 134
2.Written notification about debt 57
3.Incorrect information on your report 45
4.False statements or representation 33
5.Disclosure verification of debt 21
6.Cont'd attempts collect debt not owed 21
7.Took or threatened to take negative or legal action 17
8.Communication tactics 17
9.Improper use of your report 11
10.Problem with a company's investigation into an existing problem 7

Complaints by Year

Year Complaints
2013 4
2014 12
2015 18
2016 20
2017 14
2018 23
2019 20
2020 32
2021 58
2022 34
2023 30
2024 55
2025 54
2026year in progress 9

Complaints by State (Top 15)

Alabama 288
Georgia 33
Florida 21
California 12
Louisiana 6
Texas 4
North Carolina 2
South Carolina 2
Rhode Island 2
District of Columbia 2
Tennessee 2
Oklahoma 1
Colorado 1
Nevada 1
Puerto Rico 1

Company Responses

Closed with explanation 338
Closed with non-monetary relief 44
Closed 1

What the CFPB Complaint Record Shows for Holloway Credit Solutions

383 complaints against Holloway Credit Solutions appear in the CFPB record, including 50 from the trailing year. The 18 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Holloway Credit Solutions posts a 99.7% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 23.7% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 11.5% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Holloway Credit Solutions have?

The CFPB has logged 383 complaints against Holloway Credit Solutions to date, of which 50 came in over the last 12 months.

Does Holloway Credit Solutions respond to complaints on time?

Holloway Credit Solutions has a 99.7% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Holloway Credit Solutions?

"Debt collection" draws more CFPB complaints against Holloway Credit Solutions than any other product - see the full breakdown above.

What is the most common complaint issue with Holloway Credit Solutions?

The most common issue reported by consumers about Holloway Credit Solutions is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Holloway Credit Solutions?

You can file a complaint against Holloway Credit Solutions directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Holloway Credit Solutions?

The CFPB has recorded complaints against Holloway Credit Solutions from 18 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Holloway Credit Solutions: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026