CFPB Consumer Complaint Profile

CMRE Financial Services, Inc.

Behind the 1,975 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

1,975
Total complaints
60
Last 12 months
94.4%
Timely response
46
States affected

The verdict

1,975 CFPB complaints put CMRE Financial Services, Inc. at #209 out of 3,848 financial companies ranked by complaint volume. 94.4% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#209
of 3,848 companies by volume
94.4%
answered on time
Debt collection
most-complained product
46
states with complaints
CMRE Financial Services, Inc. timely response rate 94.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 866
Debt collection - Medical 458
Debt collection - I do not know 309
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 201
Debt collection - Other debt 60
Debt collection - Other (i.e. phone, health club, etc.) 40
Debt collection - Credit card debt 17
Credit reporting 5
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 4
Debt collection - Mortgage debt 4

Top Issues

1.Attempts to collect debt not owed 617
2.Cont'd attempts collect debt not owed 315
3.Written notification about debt 303
4.False statements or representation 161
5.Disclosure verification of debt 123
6.Incorrect information on your report 115
7.Communication tactics 115
8.Took or threatened to take negative or legal action 66
9.Problem with a credit reporting company's investigation into an existing problem 63
10.Improper contact or sharing of info 21

Complaints by Year

Year Complaints
2014 118
2015 164
2016 228
2017 144
2018 163
2019 189
2020 244
2021 331
2022 214
2023 54
2024 57
2025 61
2026 8

Complaints by State (Top 15)

California 917
Texas 406
Florida 87
Illinois 80
New Jersey 48
Arizona 48
Georgia 35
Oklahoma 34
Ohio 32
New York 23
Oregon 23
Nevada 23
Michigan 18
Pennsylvania 16
Mississippi 16

Company Responses

Closed with explanation 1,963
Closed with non-monetary relief 6
In progress 5
Closed 1

What the CFPB Complaint Record Shows for CMRE Financial Services, Inc.

CMRE Financial Services, Inc. carries 1,975 complaints in the CFPB's database, 60 of them filed within the past 12 months. Consumers spanning 46 states and territories have weighed in, giving this a nationwide footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, CMRE Financial Services, Inc. answers 94.4% of forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response was formally disputed in 23.7% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 0.3% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CMRE Financial Services, Inc. have?

1,975 complaints have been filed against CMRE Financial Services, Inc. with the CFPB overall - 60 of them in the past year.

Does CMRE Financial Services, Inc. respond to complaints on time?

94.4% of the CFPB complaints against CMRE Financial Services, Inc. get a response within the expected window.

What product generates the most complaints for CMRE Financial Services, Inc.?

Among all products tied to CMRE Financial Services, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with CMRE Financial Services, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against CMRE Financial Services, Inc. - see all issues and counts above.

How do I file a complaint against CMRE Financial Services, Inc.?

You can file a complaint against CMRE Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CMRE Financial Services, Inc.?

The CFPB has recorded complaints against CMRE Financial Services, Inc. from 46 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.