CFPB Consumer Complaint Profile

Jana Ferrell & Associates LLC

Behind the 58 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

58
Total complaints
Mid-range
10
Last 12 months
86.2%
Timely response
Bottom quartile
6
States affected

The verdict

58 CFPB complaints put Jana Ferrell & Associates LLC at #1697 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 86.2%, the 13th percentile for the 100+ complaint peer group.

#1697
of 3,843 companies by volume
86.2%
on time (13th pctile)
Debt collection
most-complained product
6
states with complaints
F
PlainCredit Trust Score
32/100
Jana Ferrell & Associates LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 86.2%
Share of complaints answered within the CFPB response window
Dispute Rate F 37.5%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 1.7%
Share of complaints closed with monetary or non-monetary relief

Jana Ferrell & Associates LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

86.2% Among the lowest higher than 13% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Jana Ferrell & Associates LLC timely response rate 86.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 13
Debt collection - Other debt 12
Debt collection - Medical debt 11
Debt collection - Credit card debt 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Debt collection - Medical 4
Debt collection - Auto debt 2
Debt collection - Telecommunications debt 2
Credit card - General-purpose credit card or charge card 1
Debt collection - Credit card 1

Top Issues

1.Attempts to collect debt not owed 20
2.Written notification about debt 9
3.Took or threatened to take negative or legal action 8
4.False statements or representation 5
5.Improper use of your report 3
6.Disclosure verification of debt 3
7.Cont'd attempts collect debt not owed 3
8.Communication tactics 3
9.Getting a credit card 1
10.Threatened to contact someone or share information improperly 1

Complaints by Year

Year Complaints
2014 2
2015 2
2016 3
2017 3
2018 5
2019 3
2020 1
2021 6
2022 10
2023 5
2024 8
2025 8
2026year in progress 2

Complaints by State (Top 15)

Oklahoma 43
Texas 11
Virginia 1
Colorado 1
Arizona 1
Kansas 1

Company Responses

Closed with explanation 57
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Jana Ferrell & Associates LLC

58 complaints against Jana Ferrell & Associates LLC appear in the CFPB record, including 10 from the trailing year. The 6 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Jana Ferrell & Associates LLC's timely response rate stands at 86.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Consumers formally disputed the company's response at a 37.5% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 1.7%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Jana Ferrell & Associates LLC have?

The CFPB has logged 58 complaints against Jana Ferrell & Associates LLC to date, of which 10 came in over the last 12 months.

Does Jana Ferrell & Associates LLC respond to complaints on time?

Jana Ferrell & Associates LLC has a 86.2% timely response rate to CFPB complaints.

What product generates the most complaints for Jana Ferrell & Associates LLC?

Among all products tied to Jana Ferrell & Associates LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Jana Ferrell & Associates LLC?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Jana Ferrell & Associates LLC; the full issue list with counts is above.

How do I file a complaint against Jana Ferrell & Associates LLC?

You can file a complaint against Jana Ferrell & Associates LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Jana Ferrell & Associates LLC?

The CFPB has recorded complaints against Jana Ferrell & Associates LLC from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Jana Ferrell & Associates LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (37.5% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Jana Ferrell & Associates LLC have?

The CFPB has logged 58 complaints against Jana Ferrell & Associates LLC to date, of which 10 came in over the last 12 months.

Does Jana Ferrell & Associates LLC respond to complaints on time?

Jana Ferrell & Associates LLC has a 86.2% timely response rate to CFPB complaints.

What product generates the most complaints for Jana Ferrell & Associates LLC?

Among all products tied to Jana Ferrell & Associates LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Jana Ferrell & Associates LLC?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Jana Ferrell & Associates LLC; the full issue list with counts is above.

How do I file a complaint against Jana Ferrell & Associates LLC?

You can file a complaint against Jana Ferrell & Associates LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Jana Ferrell & Associates LLC?

The CFPB has recorded complaints against Jana Ferrell & Associates LLC from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Jana Ferrell & Associates LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.