CFPB Consumer Complaint Profile

Kiavi, Inc.

What 24 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

24
Total complaints
Mid-range
15
Last 12 months
83.3%
Timely response
Bottom quartile
12
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Kiavi, Inc. has accumulated 24 complaints, placing it #2628 by volume. On-time replies land at 83.3%, the 11th percentile for the 100+ complaint peer group.

#2628
of 3,843 companies by volume
83.3%
on time (11th pctile)
Mortgage
most-complained product
12
states with complaints
D
PlainCredit Trust Score
49/100
Kiavi, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 83.3%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate B 8.3%
Share of complaints closed with monetary or non-monetary relief

Kiavi, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

83.3% Among the lowest higher than 11% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 3 in 2024 to 14 in 2025 (2024 → 2025).

See the full year-over-year release diff

Kiavi, Inc. timely response rate 83.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 11
Mortgage - Other type of mortgage 10
Checking or savings account - Other banking product or service 1
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 1
Credit reporting or other personal consumer reports - Other personal consumer report 1

Top Issues

1.Closing on a mortgage 9
2.Trouble during payment process 5
3.Applying for a mortgage or refinancing an existing mortgage 4
4.Struggling to pay mortgage 3
5.Opening an account 1
6.Struggling to pay your loan 1
7.Identity theft protection or other monitoring services 1

Complaints by Year

Year Complaints
2022 3
2023 2
2024 3
2025 14
2026year in progress 2

Complaints by State (Top 15)

Florida 5
Texas 4
Oregon 2
North Carolina 2
New York 2
Georgia 2
California 2
Michigan 1
Ohio 1
Missouri 1
Pennsylvania 1
New Jersey 1

Company Responses

Closed with explanation 22
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Kiavi, Inc.

The CFPB Consumer Complaint Database has logged 24 complaints against Kiavi, Inc. overall, with 15 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Closing on a mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Kiavi, Inc. posts a 83.3% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 8.3% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Kiavi, Inc. have?

24 complaints have been filed against Kiavi, Inc. with the CFPB overall - 15 of them in the past year.

Does Kiavi, Inc. respond to complaints on time?

Kiavi, Inc. has a 83.3% timely response rate to CFPB complaints.

What product generates the most complaints for Kiavi, Inc.?

"Mortgage" draws more CFPB complaints against Kiavi, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Kiavi, Inc.?

"Closing on a mortgage" is the single most frequently cited issue in complaints against Kiavi, Inc. - see all issues and counts above.

How do I file a complaint against Kiavi, Inc.?

You can file a complaint against Kiavi, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kiavi, Inc.?

The CFPB has recorded complaints against Kiavi, Inc. from 12 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Frequently Asked Questions

How many CFPB complaints does Kiavi, Inc. have?

24 complaints have been filed against Kiavi, Inc. with the CFPB overall - 15 of them in the past year.

Does Kiavi, Inc. respond to complaints on time?

Kiavi, Inc. has a 83.3% timely response rate to CFPB complaints.

What product generates the most complaints for Kiavi, Inc.?

"Mortgage" draws more CFPB complaints against Kiavi, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Kiavi, Inc.?

"Closing on a mortgage" is the single most frequently cited issue in complaints against Kiavi, Inc. - see all issues and counts above.

How do I file a complaint against Kiavi, Inc.?

You can file a complaint against Kiavi, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kiavi, Inc.?

The CFPB has recorded complaints against Kiavi, Inc. from 12 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Kiavi, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.