CFPB Consumer Complaint Profile
Kingston Data & Credit International Inc.
348 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-05-15
- 348
- Total complaints
- 126
- Last 12 months
- 96.6%
- Timely response
- 39
- States affected
The verdict
Out of 3,848 financial companies in the CFPB database, Kingston Data & Credit International Inc. has accumulated 348 complaints, placing it #634 by volume. It answers 96.6% of complaints on time - above the 93% median for companies with 100+ complaints.
- #634
- of 3,848 companies by volume
- 96.6%
- answered on time
- Debt collection
- most-complained product
- 39
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 1 |
| 2017 | 3 |
| 2018 | 1 |
| 2020 | 10 |
| 2021 | 34 |
| 2022 | 46 |
| 2023 | 50 |
| 2024 | 60 |
| 2025 | 112 |
| 2026 | 31 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Kingston Data & Credit International Inc.
348 complaints against Kingston Data & Credit International Inc. appear in the CFPB record, including 126 from the trailing year. The 39 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.
96.6% of CFPB-forwarded complaints against Kingston Data & Credit International Inc. get a reply inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. In 100% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Kingston Data & Credit International Inc. have?
Kingston Data & Credit International Inc. has 348 total consumer complaints filed with the CFPB, with 126 filed in the last 12 months.
Does Kingston Data & Credit International Inc. respond to complaints on time?
96.6% of the CFPB complaints against Kingston Data & Credit International Inc. get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Kingston Data & Credit International Inc.?
The most complained-about product for Kingston Data & Credit International Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Kingston Data & Credit International Inc.?
Consumers most often cite "Attempts to collect debt not owed" when complaining about Kingston Data & Credit International Inc.; the full issue list with counts is above.
How do I file a complaint against Kingston Data & Credit International Inc.?
You can file a complaint against Kingston Data & Credit International Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Kingston Data & Credit International Inc.?
Consumers in 39 states and territories have filed complaints about Kingston Data & Credit International Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~348)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.