Klima, Peters & Daly, P.A.

CFPB Consumer Complaint Profile

214
Total Complaints
45
Last 12 Months
99.1%
Timely Response
12
States Affected
Klima, Peters & Daly, P.A. timely response rate 99.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 113
Debt collection — I do not know 35
Debt collection — Auto debt 20
Debt collection — Other debt 15
Debt collection — Credit card 10
Credit reporting or other personal consumer reports — Credit reporting 4
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 4
Debt collection — Auto 3
Consumer Loan — Vehicle loan 2
Debt collection — Payday loan debt 2

Top Issues

1.Took or threatened to take negative or legal action 67
2.Attempts to collect debt not owed 42
3.False statements or representation 35
4.Written notification about debt 32
5.Communication tactics 8
6.Taking/threatening an illegal action 6
7.Cont'd attempts collect debt not owed 5
8.Improper use of your report 4
9.Incorrect information on your report 4
10.Problems when you are unable to pay 2

Complaints by Year

Year Complaints
2013 3
2014 7
2015 6
2016 2
2017 4
2018 12
2019 20
2020 16
2021 29
2022 22
2023 13
2024 23
2025 53
2026 4

Complaints by State (Top 15)

Maryland 102
Virginia 81
Delaware 14
District of Columbia 4
California 2
New Jersey 1
North Carolina 1
Indiana 1
New York 1
Massachusetts 1
Florida 1
Texas 1

Company Responses

Closed with explanation 212
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Klima, Peters & Daly, P.A.

The CFPB Consumer Complaint Database has logged 214 complaints against Klima, Peters & Daly, P.A. overall, with 45 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Klima, Peters & Daly, P.A.'s timely response rate stands at 99.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 25% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Klima, Peters & Daly, P.A. have?

Klima, Peters & Daly, P.A. has 214 total consumer complaints filed with the CFPB, with 45 filed in the last 12 months.

Does Klima, Peters & Daly, P.A. respond to complaints on time?

Klima, Peters & Daly, P.A. has a 99.1% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Klima, Peters & Daly, P.A.?

The most complained-about product for Klima, Peters & Daly, P.A. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Klima, Peters & Daly, P.A.?

The most common issue reported by consumers about Klima, Peters & Daly, P.A. is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Klima, Peters & Daly, P.A.?

You can file a complaint against Klima, Peters & Daly, P.A. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Klima, Peters & Daly, P.A.?

Consumers in 12 states and territories have filed complaints about Klima, Peters & Daly, P.A. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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