CFPB Consumer Complaint Profile

Klima, Peters & Daly, P.A.

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

214
Total complaints
Above average
45
Last 12 months
99.1%
Timely response
Above median
12
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Klima, Peters & Daly, P.A. places #886 by volume. For answering complaints on time it stands at the 62nd percentile in the 100+ complaint peer group.

Debt collection
most-complained product
MD
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
49/100
Klima, Peters & Daly, P.A. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.1%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.0%
Share of responses the consumer disputed (lower is better)
Relief Rate D 0.9%
Share of complaints closed with monetary or non-monetary relief

Klima, Peters & Daly, P.A. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.1% Higher than most higher than 62% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 23 in 2024 to 53 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - Credit card debt 113
Debt collection - I do not know 35
Debt collection - Auto debt 20
Debt collection - Other debt 15
Debt collection - Credit card 10
Credit reporting or other personal consumer reports - Credit reporting 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Debt collection - Auto 3
Consumer Loan - Vehicle loan 2
Debt collection - Payday loan debt 2

Top Issues

1.Took or threatened to take negative or legal action 67
2.Attempts to collect debt not owed 42
3.False statements or representation 35
4.Written notification about debt 32
5.Communication tactics 8
6.Taking/threatening an illegal action 6
7.Cont'd attempts collect debt not owed 5
8.Improper use of your report 4
9.Incorrect information on your report 4
10.Problems when you are unable to pay 2

Complaints by Year

Year Complaints
2013 3
2014 7
2015 6
2016 2
2017 4
2018 12
2019 20
2020 16
2021 29
2022 22
2023 13
2024 23
2025 53
2026year in progress 4

Complaints by State (Top 15)

Maryland 102
Virginia 81
Delaware 14
District of Columbia 4
California 2
New Jersey 1
North Carolina 1
Indiana 1
New York 1
Massachusetts 1
Florida 1
Texas 1

Company Responses

Closed with explanation 212
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Klima, Peters & Daly, P.A.

Klima, Peters & Daly, P.A. draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Klima, Peters & Daly, P.A.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Klima, Peters & Daly, P.A. have?

The CFPB has logged 214 complaints against Klima, Peters & Daly, P.A. to date, of which 45 came in over the last 12 months.

Does Klima, Peters & Daly, P.A. respond to complaints on time?

CFPB complaints against Klima, Peters & Daly, P.A. draw a 99.1% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Klima, Peters & Daly, P.A.?

"Debt collection" draws more CFPB complaints against Klima, Peters & Daly, P.A. than any other product - see the full breakdown above.

What is the most common complaint issue with Klima, Peters & Daly, P.A.?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Klima, Peters & Daly, P.A. - see all issues and counts above.

How do I file a complaint against Klima, Peters & Daly, P.A.?

You can file a complaint against Klima, Peters & Daly, P.A. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Klima, Peters & Daly, P.A.?

Klima, Peters & Daly, P.A. has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Klima, Peters & Daly, P.A.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.