CFPB Consumer Complaint Profile

Kwikcash, Inc.

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

25
Total complaints
Mid-range
2
Last 12 months
100%
Timely response
Top decile
6
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Kwikcash, Inc. sits at #2586. On response speed it sits at the 86th percentile among companies with 100+ complaints.

Credit reporting, cr…
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
61/100
Kwikcash, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate B 8.0%
Share of complaints closed with monetary or non-monetary relief

Kwikcash, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 6
Payday loan, title loan, or personal loan - Installment loan 5
Payday loan, title loan, personal loan, or advance loan - Payday loan 2
Debt collection - I do not know 2
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Payday loan 1
Payday loan, title loan, or personal loan - Payday loan 1
Payday loan 1
Debt collection - Other debt 1
Payday loan, title loan, or personal loan - Personal line of credit 1

Top Issues

1.Improper use of your report 5
2.Struggling to pay your loan 5
3.Attempts to collect debt not owed 4
4.Incorrect information on your report 3
5.Charged fees or interest you didn't expect 2
6.Taking/threatening an illegal action 1
7.Can't stop withdrawals from your bank account 1
8.Problem with the payoff process at the end of the loan 1
9.Can't contact lender 1
10.Written notification about debt 1

Complaints by Year

Year Complaints
2015 1
2016 2
2017 2
2018 2
2019 2
2021 2
2022 2
2023 6
2024 4
2026year in progress 2

Complaints by State (Top 15)

California 10
South Carolina 6
Texas 4
Wisconsin 3
Louisiana 1
Mississippi 1

Company Responses

Closed with explanation 23
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Kwikcash, Inc.

In the CFPB record, Kwikcash, Inc. has a geographically concentrated complaint footprint. No product draws more complaints than "Credit reporting, credit repair services, or other personal consumer reports," which sits at the top of the product breakdown. The specific issue named most within that category is "Improper use of your report," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Kwikcash, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Kwikcash, Inc. have?

Kwikcash, Inc. has 25 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Kwikcash, Inc. respond to complaints on time?

Kwikcash, Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Kwikcash, Inc.?

Among all products tied to Kwikcash, Inc., "Credit reporting, credit repair services, or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Kwikcash, Inc.?

Consumers most often cite "Improper use of your report" when complaining about Kwikcash, Inc.; the full issue list with counts is above.

How do I file a complaint against Kwikcash, Inc.?

You can file a complaint against Kwikcash, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kwikcash, Inc.?

Kwikcash, Inc. has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Kwikcash, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.